I thought you could use food stamps too.

 

Never had a problem getting a hotel or car rental with my debit card. But I have a Visa Gold debit card that can be run as a credit card if need be.
Maybe talk to your bank about upgrading your debit to this type of card?

 

Where

 

Hell you cant even drink on a plane without a card. I am usually a cash player myself, but always have a credit card at my disposal.

 

Eagle rider SUCKs!!!! Do not rent from them!!!!! They STOLE $1400 from me!!!! One phone call is all I did.

 

I don't have an issue using a debit card. I too, pay cash for everything. You do need to make sure that you have at least that much balance and it will be tied up until the transaction clears, but if you have the same money in the bank it is not earning that much interest in that time anyhow.

No need to have a credit card if you don't want one.

 

Nothing like jumping all over a guy just because he likes to pay cash, this country would be a lot better off with a few less CCs. I have them, but I like to pay cash also, I don't like to leave a trail of where I spend my money, everybody knows to much about our personal lives the way it is.

 

How so?

 

no man, Debit card with credit, it is cash, your cash, and depending on your standing with your bank often a small line of credit goes with it.
A credit card is you borrowing money and paying it back with or without interest but always with a fee.

Credit card is good for an emergency, thats it.
Otherwise why finance your life?
Just earn, save and spend, that way no monthly payments to cramp your style in tougher times, no penalties or fees, etc..

If you cant afford it, you cant afford it, so save up and then go do it.
Credit has devastated our economy and I wont get all political here but it is an ugly world of credit out there.

since I stopped financing trucks and cars and bikes my life has been much much simpler and I still drive anything I want.
I have never not been able to rent anything either, helicopters, cars, hotels, reservations etc..
its like writing a check basically, you use it against your actual funds, if you have to borrow it you cant afford it.

Unless you are talking about a large purchase over 10k$
I just bought a new to me Road king, I had 6500 to work with, the guy was good with letting me a few payments 0 interest of course, so I send him 1500 once and then 1000 three times and I own it,.

I bought a 2000 chevy silverado heavy duty plow package 3 door with crew cab, 8foot bed, 6.0 liter engine, when it was brand new, it was a beast, still is at 224k miles.

Anyway walked in with 31k$ in a bank bag and took my truck home the next day after the dealer prep crap, title in hand I think, or maybe it was mailed to me, I forget it was 12 years ago.
Also bought a brand new 96 bronco from a dealer, I put 15k$ down and financed the balance over 3 years, because I put so much down my payments were lik 400 a month for another 36 months I think, might have been 24,
And I dont have a lot of money, but I have managed to do a great many things without credit.
OP look around at another dealer, load up your bank account and use your card.
They will only keep it on file in case anyway, pay cash, tell him I want to pay cash, you can use my card to secure it or whatever but I dont want any charges on it, should be just fine.
Lump

 

Debit card, the money is removed from your account at the time of transaction. If there's a mistake or an issue, you get to argue about getting your money back.

Credit card, the cost is billed to you at the end of the month. You have some time with the product & the receipt before you need to let go of the money. In the case of a problem, the card company can be some help. If they are not, & you are sure you don't owe the money, just don't pay. You still have your money, & they have to argue to get it.

In my entire life I've had two or three minor billing problems with a credit card company. Each time I call & calmly explain the problem, ask them to look at my payment record, & tell them I will pay the full amount on the condition that the amount in question be refunded on my next bill (it shows good faith). Then I state that if the refund doesn't appear I will cancel the card. Never failed yet.......