Get the 5 year. Best bang for the buck in my opinion. And make sure it includes tires and wheels and road side assistance. The peace of mind I have for purchasing that can't be described.
And if it's not too late, get cruise control too!! That is the single best thing they ever did to a motorcycle.
Oh my god yes, I can't believe how much more enjoyment I get including how much longer I can stay in the saddle....I would have liked the tire and roadside assistance but the total financed was up there and just couldn't pack anything else on the loan.....do you need me to keep that black jewel safe in my garage next to my black beauty?....its the least I can do....