Crashed yesterday
#22
I would get a lawyer regardless, at least consult with one. There is no way her insurance company is going to give you everything you are entitled to. There has to be some kind of restitution for things like pain and suffering. Sure it's great that they pay for your medical bills, but what about the time you spent out of work to seek medical attention. What about lost time with your family because of spending time trying to get your bike fixed? I would make sure, even if I didn't hire a lawyer, that they knew I was talking to one.
#23
First, glad you're alright. Bet your boy was scared!
I feel it is very important to take the bike to a Harley-Davidson dealer. Getting parts for this sort of situation is the core issue. Putting the bike back together is a one day job. Getting the parts can take a long time. No independent shop can make this happen as quickly as a harley dealer can.
Additionally, when a dealership tells you, and the insurance company, that the bike is safe to rebuild, it's the Motor Company talking. This has potentially great value down the line.
Harleys are pretty tough and can take a lot of cosmetic damage without sustaining any chassis or mechanical damage. Only a dealership can provide you with the peace of mind and proper guidance about what to do here.
p.s. I really dislike most of the Harley dealerships I've dealt with over the years. However, here is where they really shine. And, all you have to do is tell them to do their job perfectly, regardless of the expense. This is where a Harley dealer can really make you a happy customer.
I feel it is very important to take the bike to a Harley-Davidson dealer. Getting parts for this sort of situation is the core issue. Putting the bike back together is a one day job. Getting the parts can take a long time. No independent shop can make this happen as quickly as a harley dealer can.
Additionally, when a dealership tells you, and the insurance company, that the bike is safe to rebuild, it's the Motor Company talking. This has potentially great value down the line.
Harleys are pretty tough and can take a lot of cosmetic damage without sustaining any chassis or mechanical damage. Only a dealership can provide you with the peace of mind and proper guidance about what to do here.
p.s. I really dislike most of the Harley dealerships I've dealt with over the years. However, here is where they really shine. And, all you have to do is tell them to do their job perfectly, regardless of the expense. This is where a Harley dealer can really make you a happy customer.
#24
1.Don't forget to claim things like helmets, gloves, jackets, footwear, ect.. Anything that was damaged due to her negligence.
2.Don't sign off on anything until you are sure that you were made whole on your claim.
3.Make sure you get a copy of the police reports showing her to be at fault.
4.Get everything in writting and save copys of everything.
If I was in your situation I would take the bike to a Harley Dealership for estimates of damage. Glad you and your son are o.k..
2.Don't sign off on anything until you are sure that you were made whole on your claim.
3.Make sure you get a copy of the police reports showing her to be at fault.
4.Get everything in writting and save copys of everything.
If I was in your situation I would take the bike to a Harley Dealership for estimates of damage. Glad you and your son are o.k..
Exactly!! Glad your all ok!!!
#25
Glad to hear that you and your son didn't get seriously hurt. Like has been said take the bike to the dealer. Go see the Dr for both of you. My wife just got rear ended on Friday and I am making her go. Talk to a lawyer for one it scares an ins co and they tend to offer more money. Two if they start jerking you around you can hire the lawyer to go after them and they can get you a larger award from the ins co even after their cut. Usually in cases like this they get paid when they get you a settlement so they work hard to get one that gets you both paid. Not saying your out to screw the lady but you should consider the possible long term effects from such an accident. They don't always manifest themselves right away. And most of all DO NOT SIGN anything until you are completely satisfied with all repairs and compensation.
#26
First and foremost, glad you are both okay. Low sided my 04 almost exactly a year ago. Entered a reduced radius curve and as it turned out the county had covered it in about 3 inches of pea gravel and neglected to put up and signs warning of road construction, but I digress. Definitely get it to a dealership, the insurance adjuster will give it a good going over as well as the guys at the dealership. They will list everything damaged as needing to be replaced with new because it's all visible (cosmetic damage). Here is the part you may not want to hear, the dealerships are subject to backordered parts just the same and if your bike is a later model you can almost count on it. I don't know what your dealerships policy is but mine wouldn't even order parts until they had the check. Here is the stealership hit, once they have your insurance check they have their money and therefore no motivation to follow-up on backordered parts or do anything in a timely fashion. They had my bike for 13 weeks. Here is my best tip. Take the check you get from your insurance company into the dealership and give it to them. Tell them here is the money, but you won't endorse the check until your bike is done.
#27
Sorry to here about your accident, pleased to hear you are relatively unscathed
Good luck getting the bike sorted
#29
I got hit the same way on my 08 Ultra Classic, lady behind me at a stop light decided it was time to go before the light changed. I was knocked off and there was damage to the rear, front and side of bike. It was ugly, but not real bad. The bike wasn't rideable because the rear fender was pushed into the back tire.
Had it towed from the accident scene to my HD dealer, and their estimator went over the bike with a fine tooth comb. Anything, and I mean anything, that showed the slightest hint of damage (and in some cases dirt) was marked for replacement. The estimate came to more than $14,000. I thought for sure that when the moron lady's insurance company looked at that estimate they'd put up a stink. To my surprise, they didn't blink an eye and wrote the check for the full amount. I'm guessing that's because they figured it was better to keep me happy, settle the claim, and keep from giving me a reason to call an attorney. It worked. I got what amounted to all new tins, bags, lots of new chrome. I ended up selling some of the "damaged" take-offs and came out way ahead. Except for the couple weeks the bike was in the shop. Good luck getting your scoot fixed.
Had it towed from the accident scene to my HD dealer, and their estimator went over the bike with a fine tooth comb. Anything, and I mean anything, that showed the slightest hint of damage (and in some cases dirt) was marked for replacement. The estimate came to more than $14,000. I thought for sure that when the moron lady's insurance company looked at that estimate they'd put up a stink. To my surprise, they didn't blink an eye and wrote the check for the full amount. I'm guessing that's because they figured it was better to keep me happy, settle the claim, and keep from giving me a reason to call an attorney. It worked. I got what amounted to all new tins, bags, lots of new chrome. I ended up selling some of the "damaged" take-offs and came out way ahead. Except for the couple weeks the bike was in the shop. Good luck getting your scoot fixed.
Last edited by frankh; 06-08-2010 at 07:40 PM. Reason: typo
#30
At this point, what does it matter if Harley is the "stealership." I would rather have everything replaced by Harley Davidson.... Better yet, they will make sure everything is installed right on your bike according to your bike specs.... These other shops are there just to make money.... Harley's work is warranty when they do it. "OR!" You can just get the check from the insurance company and order all the parts you need to replace everything that is damaged and save some money in the process....