Insurance Got Me by the Nads
#61
FWIW...when I bought my SG last year, my insurance went up $ 500 a year (insuring 2 bikes). Thought that was odd but was told by Progressive thats the rate. I did not look at what I was paying for.
This year it went up anothe 200 to $ 1,400 a year. I finally looked at my policy. The uninsured motorist coverage (property and medical) was 1/2 the total premium. I carry collision on both bikes and have good health insurance through work Basically, I was paying for double coverage. I dropped both of thise coverages and reduced premium to $ 700. Texas does not require you to have unisured coverage. Some states do, even if you carry collision and have your own medical insurance coverage.
To be honest, I don't know how the uninsured crap got added to my poilcy to begin with. I could almost swear it wasn't there in 2008, but can't say for sure. Moral of the story is once in a while look at the coverage you are paying for..in my case it was unneeded coverage.
This year it went up anothe 200 to $ 1,400 a year. I finally looked at my policy. The uninsured motorist coverage (property and medical) was 1/2 the total premium. I carry collision on both bikes and have good health insurance through work Basically, I was paying for double coverage. I dropped both of thise coverages and reduced premium to $ 700. Texas does not require you to have unisured coverage. Some states do, even if you carry collision and have your own medical insurance coverage.
To be honest, I don't know how the uninsured crap got added to my poilcy to begin with. I could almost swear it wasn't there in 2008, but can't say for sure. Moral of the story is once in a while look at the coverage you are paying for..in my case it was unneeded coverage.
#62
Safeco Insurance (Member of Liberty Mutual) www.safeco.com I got it through my Harley Dealer $263/yr. $236 if you do full pay and don't make payments. I use to use Markel but this beat them. 2009 RG - Full Coverage.
BTW I'm in Seacoast NH
BTW I'm in Seacoast NH
Last edited by METALKAT; 03-27-2010 at 04:31 PM. Reason: Forgot Location
#63
I'm with Progressive and just got my annual renewal for my 2009 RKC - $321 annually. FYI, I am in Kansas City.
I should also note that all our other autos are with USAA, but they don't handle motorcycle insurance, and I was actually transferred to someone at Progressive while my USAA rep was on the line with me - perhaps there is a special deal cut to USAA auto members by Progressive...who knows.
I should also note that all our other autos are with USAA, but they don't handle motorcycle insurance, and I was actually transferred to someone at Progressive while my USAA rep was on the line with me - perhaps there is a special deal cut to USAA auto members by Progressive...who knows.
Last edited by 2WheelThrill; 03-26-2010 at 06:47 PM.
#64
I contacted HD Insurance and got quotes from Safeco and a few others...$638 a yr here in Maryland. About half the costs of Dairyland. Here in this grat state we have to pay for the uninsured motorist. I feel that is a bunch of crap, if I pay for my insurance to cover me, then why in the ever lovin' he** do I have to pay for some fool also.
Oh, the best rate I could get Dairyland to give was $952. and that's after 16 yrs with them.
Oh, the best rate I could get Dairyland to give was $952. and that's after 16 yrs with them.
#65
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06-25-2012 05:29 PM