WIFE GOT HIT TODAY!! (UP-DATE 6-5-08)
#75
05-30-2008 | 03:53 PM
Road Captain
Joined: Aug 2007
Posts: 642
Likes: 1
From: Baton Rouge, Louisiana
RE: WIFE GOT HIT TODAY!!
Glad to hear your wife is OK. Hoping for a speedy recovery for her.
I just went through this 2 weeks ago last night. I was told by the other insurance company they would compensate me, and take care of me fairly, (Progressive Insurance, the other drivers insurance company, 100% their fault).
Anyway,a couple days after my release from the hospital, they offered me about half of what the bike was really worth. I was insulted, threw him out of my house, and hired a lawyer.
That's the last thing I wanted to do, as I'm not fond of lawyers, but now I can add insurance companies to that list.
That's just my advice, and I realize this is a neighbor, but even if she admits it's her fault, the insurance company will still try to screw you over.
Good luck with it all, happy anniversary, and be thankful you guys will be spending it together.
I just went through this 2 weeks ago last night. I was told by the other insurance company they would compensate me, and take care of me fairly, (Progressive Insurance, the other drivers insurance company, 100% their fault).
Anyway,a couple days after my release from the hospital, they offered me about half of what the bike was really worth. I was insulted, threw him out of my house, and hired a lawyer.
That's the last thing I wanted to do, as I'm not fond of lawyers, but now I can add insurance companies to that list.
That's just my advice, and I realize this is a neighbor, but even if she admits it's her fault, the insurance company will still try to screw you over.
Good luck with it all, happy anniversary, and be thankful you guys will be spending it together.
#77
05-30-2008 | 05:30 PM
Road Master
Joined: Jul 2007
Posts: 965
Likes: 1
From: Shreveport,La.
RE: WIFE GOT HIT TODAY!!
Geez, what a bad accident. So glad she wasn't hurt any worse. Sent a prayer for a complete recovery for her, and happy anniversary to both of you.
Insurance companys are the worse. I know. My mother retired from State Farm, my wife was canned by State Farm after 18yrs there, when they closed their claims offices and went to private estimators. Now she works for another big insurer. All they want is fast "subrogation" I believe they call it. A fast claim settlement.
Don't sign anything even resembling a release. You've got a year to do anything. No telling what could come up with your wife in that time.
Last time I was hit, I toyed with them for 8 months. They didn't know that I knew their game.
My final meeting with them they just asked, "Ok, how much is this gonna cost us?"
Insurance companys are the worse. I know. My mother retired from State Farm, my wife was canned by State Farm after 18yrs there, when they closed their claims offices and went to private estimators. Now she works for another big insurer. All they want is fast "subrogation" I believe they call it. A fast claim settlement.
Don't sign anything even resembling a release. You've got a year to do anything. No telling what could come up with your wife in that time.
Last time I was hit, I toyed with them for 8 months. They didn't know that I knew their game.
My final meeting with them they just asked, "Ok, how much is this gonna cost us?"
#78
05-30-2008 | 06:03 PM
Cruiser
Joined: Feb 2008
Posts: 172
Likes: 0
From:
RE: WIFE GOT HIT TODAY!!
ORIGINAL: monkish
My wife left for work this morning at about 6:40am. I am on vacation so I was home and got a call at about 6:45am. A fellow biker saw what happened and stopped to assist. He kept her calm and called me to let me know what was going on.
My wife turned out of our development and had noticed that the lady who had followed her through the devlopment made the same turn. The next stop sign is one that merges onto a busy hwy and is a bear to make the turn when it is a steady line of traffic. The wife proceded to the stop sign and had come to a complete stop. The car that had followed apparently decided that there was enough gap in traffic that if she just kept getting it, she could merge right in. So she proceded to hit my wife square in the rear between 35 and 40 mph. Melinda was thrown straight up, came down on the hood and then to the asphault. Had she been a few more feet up, she would have been thrown into the oncoming traffic on hwy 158.
The lady told the cops that she thought Melinda had already pulled out and admitted to the estimated speed. She was hit about 20 feet from the stopping point which meens the woman had no intention of stopping at ALL. She had made a conscious effort to RUN THE STOP SIGN so she could hit the pocket and not get stuck at the stop sign.
She actually lives in our neighborhood and got out of the car praying and I am sure she feels horrible. I am still very pissed about the wreckless decision she made.
We got x-rays and are going for an MRI next week since she has had neck surgury in the past. She is banged up a bit and on some pain meds but I am sure the sorness will really get bad this weekend. She is a tough cookie and all should be fine. My 22nd anniversary is Sunday and GOD gave me my gift a few days early. This could have been much worse. The only thing that my wife could have done different was to maintain an eye check in the rearview mirrors all the way to the stop. But then again she already hadestablished that the person coming up behind her was the same lady who followed her through the neighborhood. She rides very well and is a very observant rider. Maybe could have ditched it instead of taking a direct hit had she checked the mirrors one more time. When someone decides not to obey the trraffic laws, it becomes very difficult to avoid their stupidity.
The bike is tore slap up. A quick look from the shop was 8,000 to 10,000 in damage. It flexed the bike enough to release the seat tounge out from under the tank while still being screwed in place. We will get a full estimate next week. I am going to push for it to be totaled as I did not wait 15 yrs to buy my first HD so it could become a 50% rehab project.
She will ride again and I am truely blessed to still have her here.
RIDE SAFE BROTHERS
Joe Findell
My wife left for work this morning at about 6:40am. I am on vacation so I was home and got a call at about 6:45am. A fellow biker saw what happened and stopped to assist. He kept her calm and called me to let me know what was going on.
My wife turned out of our development and had noticed that the lady who had followed her through the devlopment made the same turn. The next stop sign is one that merges onto a busy hwy and is a bear to make the turn when it is a steady line of traffic. The wife proceded to the stop sign and had come to a complete stop. The car that had followed apparently decided that there was enough gap in traffic that if she just kept getting it, she could merge right in. So she proceded to hit my wife square in the rear between 35 and 40 mph. Melinda was thrown straight up, came down on the hood and then to the asphault. Had she been a few more feet up, she would have been thrown into the oncoming traffic on hwy 158.
The lady told the cops that she thought Melinda had already pulled out and admitted to the estimated speed. She was hit about 20 feet from the stopping point which meens the woman had no intention of stopping at ALL. She had made a conscious effort to RUN THE STOP SIGN so she could hit the pocket and not get stuck at the stop sign.
She actually lives in our neighborhood and got out of the car praying and I am sure she feels horrible. I am still very pissed about the wreckless decision she made.
We got x-rays and are going for an MRI next week since she has had neck surgury in the past. She is banged up a bit and on some pain meds but I am sure the sorness will really get bad this weekend. She is a tough cookie and all should be fine. My 22nd anniversary is Sunday and GOD gave me my gift a few days early. This could have been much worse. The only thing that my wife could have done different was to maintain an eye check in the rearview mirrors all the way to the stop. But then again she already hadestablished that the person coming up behind her was the same lady who followed her through the neighborhood. She rides very well and is a very observant rider. Maybe could have ditched it instead of taking a direct hit had she checked the mirrors one more time. When someone decides not to obey the trraffic laws, it becomes very difficult to avoid their stupidity.
The bike is tore slap up. A quick look from the shop was 8,000 to 10,000 in damage. It flexed the bike enough to release the seat tounge out from under the tank while still being screwed in place. We will get a full estimate next week. I am going to push for it to be totaled as I did not wait 15 yrs to buy my first HD so it could become a 50% rehab project.
She will ride again and I am truely blessed to still have her here.
RIDE SAFE BROTHERS
Joe Findell
I think the piece of S H I T B I T C H should be taken out and ran over right where she ran over your wife. I think then maybe she will stop to think just for one second about another human being other than herself. People are totally self absorbed these days.
