I guess the rate structure insurance companies follow are not 'standard' by any means.

Around here the rate you pay is based on many factors; age of driver, if they have completed a course such as the MSF Basic program, prior driving history, where you live, and of course the model and year of the bike.

But the rate structure for a 2007 883 would be exactly the same as a 2007 1200.

Agents I know have told me there is a rate for bikes with less than 750cc, and a different rate for bikes over 750cc.

 

trust me,me and my wife just went threw the same ordeal,,go to the HD shop sit on the 1200cc first,,then hope off and go to the 883cc
you should feal the difference,quick and start them up,,but im a big
boy,6.1 208 pounds,,i here alot about the 883cc upgrade,dont fall
for that,,you eiether have a 883 or a 1200 sportster,,go to the topic i started,,,if you had to choose??view the replys,,i choose the 1200custom,,thanks and by the way,,the wife said (NO 883cc)
for me,,,i liston to her,,and dont regret it,,,LOL your (pros on the 1200cc is a little low) you must want a 883cc (jwb47) that sure is a nice mustang,,

 

I love my 883c, but if I had it to do over again I would definitly go with the 1200. Mainly for the power but I also like the blacked out engine. I assure you, you can still get your self in touble with an 883. It is completly your choice the 883 is great but everyone I know either wants to convert or has converted to a 1200.
Good luck

 

back in the late 70's I had a sg with a 1200. then I didn't ride for a while. when I started again about 3 years ago I wouldn't concider any less than a 1200 again. I thought about a 883 to start back up with but I knew I wouldn't be happy.

 

I got my '05883C at an excellent price, but I was originally looking at an '06 883 anyway. More than enough power for a skinny guy like me.

 

Think about this. I've read many posts where it has been stated they bought an 883 and regretted not buying a 1200. I have not read one post where someone bought a 1200 and wished they had bought an 883!!!!!!!!!!!!!!!

 

This is my first bike ( 03 1200C Anniv. Ed.)and I got it used with 2000 miles on it and paid the same as I would have for an 883 new. The deals are out there just need to look around, only benefit of new is the warranty. My bike looked like it was hardly used for 2000 mi. Always nice to have the power on the throttle when you want it. as for gas....when it only costs 8.00 to fill up whats the difference, not like a Chevy cavalier and a Hummer comparison. Good Luck!

 

It's hard to believe so many people think almost 900cc's of power is like,nothing. I suppose it's what bike you've had before.I based my decision on road tests I saw,they all said the 883 could the same with a little more rpm's and it didn't vibrate as much as the 1200's where viration got to the pegs and seat.

 

I bought an '03 883 with real low kms. The original owner didn't like it and traded it for a BT. After having ridden only metrics I wanted to try Harley to see if they were for me, jap and Harley are different, and didn't want to spend $20k+ only to regret it and return to metrics. Well I really like my 883, itgets me go where I want to go, can cruise at a speed I'm comfortable doing and on occasion when the wife comes along for a rideit accomodates her easily. For me,my motorcycle ismy toy and not my principal means of transportation so I'm content withthe 883 and I spend my extra change putting do-dads on it.

 

I have a question for you. Why do you ask, when you already know the answer? I think you are just looking for that extra little validation push. You know you really want the 1200. Go for it! Think about this… one of the “pro’s” for the 883 is the ability to upgrade it later to a 1200. Case closed.. see.. you are already thinking about it, and you want it! A “con” for the 1200 is the $1,900 difference in price. Get a price on the upgrade. You’ll find out that with parts AND labor, the $1,900 is a bargain!