That is likely what's going to happen! Still have to get estimates done today. Buddy at the chopper shop told me to get the parts researched, and he would calculate the time/labor for the estimate. She already started looking at other bikes...she really wants an orange one.
So... here is your new orange bike honey can I come back in the house now
Do not ever count on the insurance company doing what is right...ever. You had better watch them like a hawk. Young guy at work lunched his bike pretty bad. Should have totaled it but they did not....now he has a bike with a tweaked frame. It will never be right.
RAL
I have dealt with insurance co. before, don't worry! Not my first rodeo. With the value of the bike, and the labor cost alone to fix this thing, it's gonna be a no brainer anyway.
Just surprise her. Hide the wreckage, then when she asks how much you spent on her for your anniversary, just tell her "Ummm, whatever an 883 is worth".