Let's see your CREDIT SCORE!
#61
11-28-2010, 02:54 PM
I think thats great...and IM sure you worked hard to get there, and it didnt happen over night. About 10-15 years ago, I was selfemployed, broke my ankle...took a big look around, I owed $100,000..I sat down looked over everything, and in less than 3 years I was dept free. I did without because before I bought things I really didnt need...now the only thing I owe is my lights, phone...normal monthly bills...and it feels good now....less worries...Im saving for my next Harley...(ps-maybe we should work together make a few videos and a few books-sell them.....and become rich!)
#62
11-28-2010, 03:30 PM
That is the thought process that keeps people in debt. No one NEEDS a motorcycle. People have to get a handle on "needs" vs. "wants". Delayed gratification is a great thing when you want to retire.
Figure out how much of a payment you can afford each month and put that amount of CASH into an envelope every month until you can purchase the bike you want. Also, there are A LOT of deals on slightly used bikes out there right now, because a lot of people bought bikes they couldn't afford or their financial situation has changed.
Priorities, priorities, priorities... just sayin'.
#63
11-28-2010, 03:38 PM
That is the thought process that keeps people in debt. No one NEEDS a motorcycle. People have to get a handle on "needs" vs. "wants". Delayed gratification is a great thing when you want to retire.
Figure out how much of a payment you can afford each month and put that amount of CASH into an envelope every month until you can purchase the bike you want. Also, there are A LOT of deals on slightly used bikes out there right now, because a lot of people bought bikes they couldn't afford or their financial situation has changed.
Priorities, priorities, priorities... just sayin'.
Figure out how much of a payment you can afford each month and put that amount of CASH into an envelope every month until you can purchase the bike you want. Also, there are A LOT of deals on slightly used bikes out there right now, because a lot of people bought bikes they couldn't afford or their financial situation has changed.
Priorities, priorities, priorities... just sayin'.
If riding ain't no biggy, you can wait. It's likely not going to be ridden much anyway.
But if you are big into riding? No reason to wait!
#64
11-28-2010, 03:44 PM
Road Master
good lord, six years? for a vehicle? are you kidding? if you must finance- it's got to be three years or less. That is one of the reasons you see so many vehicles for sale that people can't sell, they owe more money than it's worth.
#65
11-28-2010, 05:14 PM
Seasoned HDF Member
I was only talking about a motorcycle as a hobby. I was using the Yamaha as an example and it could easily be a $1000 Harley like I bought if you can do you own repairs. Also I was talking about paying CASH for the first cheap bike till you saved for the better bike. Sorry about the confusion. And of course this is just my opinion that I posted on the Forum and in no way would I tell someone what to do, just what I do and my logic of why I do it which is I think my family comes before a bike. Last vehicle I financed was a 69 Firebird in 1970. It would be interesting to know how many people on here only have a Harley and no car. One posted the other day but he lived in Hawaii. Last time I was there the bus service was cheep and good and a motorcycle would work as an only vehicle
Last edited by Jackie Paper; 11-28-2010 at 05:22 PM.
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