Well, I can't knock you for financing through USAA they are a great financial institution. Even so, you can find new 1200's for much better prices online. The stealer will try and wring as much money out of you as they can. Even if they do give you a so called "deal" they are still walking away with a good chunk of change in their pocket. I had to find out the hard way I wanted mine so bad that I paid the price offered and didn't look around. I paid about $10800 total with tax and everything else included. Another thing buy the service manual and save yourself a ton of money by doing your own services. It's not hard remember it's a simple air cooled 2 cylinder engine. Good luck man.

--Scouts Out

 

All responses are greatly appreciated. Still lookin' as time is definitely on my side and with the 11's around the corner I should be able come out happy with an 09 or 10 model.

 

Auto dealerships are also taking MCs in trade now. Won't hurt to ask around.

 

Yes I did. Now go down to your dealership and get a price for a New 1200 OTR. Let me know if its way under 10K.

 

Here is a better deal than that:

2009 Sportster® - XL1200NMileage: 3,138Stock: U00625Color: Silver & BlackPrice: $8,995.00Description:

 

Yeah, that is a good deal only for the dealer. Shop around some more and be prepared to do a little traveling, you will save a bunch.

 

That model and year, USAA will only give me the N.A.D.A. average retail @ $8,310. Other thing is, any OTD price on new mc that's over $10,000 and USAA will give me a 60 month payment plan; under 10k and it's 48 months. bottom line for me at this point is keepin my payments at $200/month. Nice bike though, but you payed too much if you bought used, imho.

 

$11,000 can get you a few Dynas out there and even some nice softails, including the Deuce. No way am I paying $11,000 for a 883 no matter what the specs. In this economy, you can almost buy 2 of the 883 new off the showroom for that price.

 

check out ChopperExchange dot Com

 

Mine cost $8500.00 out the door, and that is the price they offered.
All I did was say 'Ill take it'.

Brett