If they don't total it, they will probably want a legit shop to rebuild it. If the fram needs to be replaced, Harley won't give the dealer a new one untill the dealer cuts the neck off of your old frame and sends it to them with the serial numbers on it. If it is totaled, the insurance company will cut you a check for the value of the bike but then the bike will belong to them, you can contact them and find out how much they want for the bike, but it won't have a title at that point anymore. In Ohio if you re-build a totaled bike/ car or whatever. You have to have it inspected when you are done before you can get the registration to get plates. If you pass the inspection you get the salvage title.

 

If it's totaled push for a brand new bike or take the cash find a new used bike to make it yours, change it how you want a lot less headaches than dealing with insurance and all the BS you will have to do. Good luck ride safe

 

I would take the cash for the bike being considered wrecked. Do you have access to the bike, where you can strip it for any added parts you put on it...

Sorry to see this went down, hope your Ok...

 

Same Here 8K damage 67yr old ran red light launched me over a van his fault bike at dealer not totaled thank god towing home next week to start reconstruction