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Bike likely to be a write off

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  #1  
Old 07-22-2024, 06:53 AM
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Cool Bike likely to be a write off

I dropped my bike recently and the dealership has just sent my insurance company the quote for repairs - all up repair bill of $26K AUD. I previously asked my insurer what the insured value was and they told me $27,500 AUD, which is about 5K AUD more than redbook private sale value which is good.
Considering these figures I'm betting the bike is going to be written off, but I won't find out for sure for a couple of days.
I'm kinda hoping it will be a write off as I'm keen to get a new bike with RDRS. I will hold out buying till next year as I think they are highly likely to upgrade the FLHTK model then. Wish me luck!
 
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07-31-2024, 03:10 AM
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Red face Finalised

Got a call from the insurance assessor today - the bike is "not economically repairable" - they are going to pay me out $28K which is better than what I was expecting.
Gonna hang onto it until next year's FLHTK model comes out with all the expected upgrades. Will take the bus to work for the rest of the year!
 
  #2  
Old 07-22-2024, 07:22 AM
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WOW..

When you first posted about accident pulling out, never dreamed it would total it. They must say the frame is damaged.

Little over $17K US

https://www.hdforums.com/forum/general-harley-davidson-chat/1458480-well-it-finally-happened-dumped-it.html

 

Last edited by Jackie Paper; 07-22-2024 at 07:25 AM.
  #3  
Old 07-22-2024, 07:32 AM
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Dumb question from your friend in the insurance business. Did you 'drop the bike' or did you go down. In all my years of adjusting, I have never seen a dropped bike with more than 5k USD in damage...
 
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  #4  
Old 07-22-2024, 07:33 AM
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Originally Posted by Jackie Paper
WOW..

When you first posted about accident pulling out, never dreamed it would total it. They must say the frame is damaged.

Little over $17K US

https://www.hdforums.com/forum/general-harley-davidson-chat/1458480-well-it-finally-happened-dumped-it.html

I think the way I fell created substantial fairing damage. I first fell on the right hand side and then slid left into a ditch, where the wheels caught and she flipped onto the left hand side, effectively damaging the fairing on both sides of the bike. It all adds up....
 
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Old 07-22-2024, 07:54 AM
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Motorcycle was involved in a single vehicle accident.
 
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  #6  
Old 07-22-2024, 08:22 AM
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For that much damage, did you drop it off a cliff?
10 years ago, I dropped my Shovelhead (not intentional...lost traction) while avoiding another crash that happened in front of me. The bike landed on my leg.
Only damage to the bike was a cracked exhaust pipe (the part that landed on my knee). They didn't total my knee, but it cost a lot to fix.
Glad you're OK.
 
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  #7  
Old 07-22-2024, 08:32 AM
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Uncle Kebo can confirm, but with $26K to repair a bike that's worth $27.....it's totaled (in America anyway) don't know about down under

..LT.A.
 
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  #8  
Old 07-22-2024, 12:34 PM
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I can see that repair estimate being legit. Imagine how much your bike would cost if you had to rebuild it from individually-priced parts?
 
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Old 07-22-2024, 01:24 PM
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DAAYUM! I bet they total it for you.
 
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Old 07-22-2024, 02:30 PM
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I know several folks who have purchased "salvage" bikes and they ride fine. Can only get liability insurance on the bike, but if purchased correctly then that should not be an issue. I also know many folks who have kept their motorcycles after negotiating a price with the insurance company.

Wrinkled paint on the frame means "frame flex" and possible frame issues. In the USA that is now a total with the cost of labor and other needed parts.
 


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