I too live at the coast 100 yards from the water, close enough to the water to pay as if I was ocean front but I can't even see the ocean but I have paid for it as in high taxes and high insurance the last 20 years.
a month ago I received a letter that my homeowners insurance was canceling, no longer willing to take the risk in my area so the company is pulling out...

Thats it, The wife and I have decided we are no longer willing to take the risk either!
I decided I have filled my last sand bag with an approaching storm, That knot in my stomach every time a storm appears over the Atlantic, I'm done with hurricane season.

After a few weeks in the mountains we decided riding a twisty is much more fun than a flat, sandy straight line that we ride now.
Yes, I may miss 4 season riding but I wonder if quality is better than quantity?

Perhaps trading a hurricane season for land slides and wild fires ?
I may feel different once hurricane season passes and a mild winter arrives but hurricane seasons living close to the coast and rising water cases stress and I'm all about less stress at this point in my life...

 

You're right about the hurricane season causing stress.
I am about 70 miles from Galveston Texas and Hurricane Beryl eyewall (the right front side) came right over our house. It was intense.
So many people here did not prepare and plan.
75 percent of the county where I live had no power for up to a week.
Not many gas stations have generators so lines began to form the day of the hurricane.

We got some battery generators w/ solar. They only do so much when it got so hot right after the storm.

The hurricane was only a cat 1 but it kept its strength for a long time because we had heavy rain in the days before landfall and it was so damn humid with high dew points. The storm did not die down as quickly as most do when they hit the shore....

It is stressful. I'll take the cold winters over that any day.

 

Stress. For me it is an understatement. We bought the place in 2007, some hurricane came and damaged our roof, a tree fell on it and caused "structural damage". Then some other hurricane flooded my shop and the water was at our doorstep, half an inch more and it would have been in the house. Thrill, you say? Nerve wrecking, I say.
Then the historic flood of Louisiana in 2016 flooded our home, 4+ ft in the house for a week. Unfortunately I was in the hospital with stomach cancer and my wife is a blonde airhead, she couldn't manage the situation. We lost practically everything. Saved only cars and my bike. Situation was so dire I contemplated opening a gofundme account. But first I asked here if I can ask for help. One admin said yes and the other said no. Well, so I did not create gofundme, begging really rubbed me in a wrong way anyhow. Then the subsequent radiation treatment practically killed me. When I wanted to complain to my doctor I found he was fired, for malpractice, a nurse whispered. I should have sued, but I'm not the type, can't have my health back so what's the point. I lost 87 lbs during that treatment and was so weak I couldn't ride my bike for four years. Naturally I couldn't keep my job and ended up sitting in a home with no internal walls, no furniture, no nothing. That was the second low point of my life. First was when I wanted terribly to be independent, left home and got a job, spent my first paycheck too fast and had to limit severely my grocery bill for a week. Then I promised myself I will never be broke again and for rest of my life I have always kept my expenses below income. Simple thing the budget balance, but there are people in our government who took care of it in other direction. I just read they have borrowed 3/4 million dollars per taxpayer. Da heck with it.
Oh well, end of off topic rant.