Ok, I used the search function and did find some answers to my question. Problem is, those threads are 2 years old!

I would like to know what MC insurance is available out there right now. Who has the best service and who has the best rates?

I have been with Progressive for over 3 years and just got slapped in the face with a $1650 premium for a 2012 FLHTK and 2012 FXDC!
Never had a claim and both our driving records are clean.

Last bike was $550 a year, what gives?

 

I can very wildly. I had been with Progressive for nearly 15 years, just on the bike, and 3 weeks ago picked up a new 2012 Ultra. Like an idiot, I didn't even think about the insurance cost. I figured it would go up a bit, but, when they quoted me $1100 for it, I nearly freakin' passed out. (I was paying $480 per year on a 10 year old Road King).

I called Geico, and talked to an agent a friend of mine knows. Same coverage, and I max everything, came out to $453 per year. Yes, less than I was paying with Progressive after being with them 15 years, and on a 10 year old bike.

 

Your best bet is to insure them with the carrier you have everything else with. Having car insurance here, home owners insurance there and bike insurance some where else is never a good thing. The rates are going to vary so widely based on where you live.

 

I'm with Dairyland (Through H-D Insurance).
Been with them for 14 years with "0" claims and clean record.
My rates just went way up too...
$2K for 2 bikes. I'm looking as well...

 

I switched from Allstate to Geico and saved about 40%.

 

Jimmy, you might want to call them. I just got off the phone with Dairyland and was quoted $1025 for both brand new 2012 HD's with 3 years replacement coverage, aftermarket coverage, ect

Not sure if that is a good deal or not yet but that was my first quote.

 

Wife works for indy. agent, progressive is where they place high risk drivers. I have Wolverine for about $350. a year for 08 RKC

 

Nationwide with an 07 SG $433.00 per year full coverage with towing and chrome package. Heard tell of Grundy ins. even better rates

 

I'm happy with Foremost through Bergen Harley $425 a year.

 

The two best companies I have found so far are Markel, and if you are an old fart like me (over 50) the AARP program from Foremost. Both were significantly cheaper than Progressive, Geico, or HD Insurance if you have a clean claims and violation record.

I had Markel and was happy with them but switched to AARP/Foremost when i got my 12 Ultra. They were about $170 a year cheaper. Make sure you shop around - you will be amazed at the range of rates that are out there for exactly the same coverage.