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Michigan Insurance

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  #1  
Old 03-11-2011 | 05:06 AM
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Had Foremost, but they started to give me **** about not paying the 6 months you can't ride in this state. They said 1 year or nothing. Well, I let that cancel out and am now looking for insurance for this year. Any suggestions?
 
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Old 03-11-2011 | 06:28 AM
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I've got Progressive. I contacted 3 different companys this fall and all of them told me that in Michigan you pay a "Reduced Rate" all year because they know that you won't be able to ride for 4 or 5 months. They said that the Off Time is already calculated into the yearly rate. It costs me $58 a month total for both my 05 Ultra Classic and my wifes 05 Vulcan 500. I see a couple of 50 degree days in the extended forcast. We may be able to sneak in a March ride. Good Luck..Ride Safe.
 
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Old 03-11-2011 | 07:06 AM
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Thanx, I'll look into it. Where in west Mich.? I'm in Holland
 
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Old 03-11-2011 | 12:41 PM
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I'm with progressive also, gave me the best price. Try going online for a quote, my 99 Sportster costs less than the state surcharge to insure for the year. Don't get me started on why the state charges that for every vehicle I own, that should be a per licensed driver fee as far as I'm concerned as i can only use 1 vehicle at a time.
 
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Old 03-17-2011 | 07:59 PM
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Geico won't even insure motorcycles in Michigan. I have had their auto insurance for years, but have always had State Farm for my bike. State Farm is super high. I was thinking about getting AAA for all my vehicles. Anyone have any info about AAA???
 
  #6  
Old 03-17-2011 | 08:26 PM
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Originally Posted by superwoody2
Thanx, I'll look into it. Where in west Mich.? I'm in Holland
Hi. I live in Holland also. I have Liberty Mutual. You get a great rate if you have other policies through them. I did have other ones, but switched. I don't think Liberty will be as reasonable for me next year at renewal. I pay $38/month for a '09 E-Glide. I used to have SAFECO, but it was more expensive.
 
  #7  
Old 03-18-2011 | 02:53 PM
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I currently have Progressive for a 2010 FXD...just got a quote from Allstate for about $200.00 bucks cheaper a year...might want to check them out.
 
  #8  
Old 03-19-2011 | 11:11 AM
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Hi all, I'm in Muskegon and have Progressive, I still call them in the fall to take collision off and in the spring to put it back on. Nobody has had any better rates, although a good friend just told me that Auto Owners now has better rates, we have the cars and house through them so I'll be checking soon. Be careful, there is a lot of BS out there about storage during winter months, why pay for collision when you don't use it.
 
  #9  
Old 03-21-2011 | 06:27 PM
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Progressive!
 
  #10  
Old 03-22-2011 | 03:17 PM
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I've tried about every company under the Sun. State farm was the priciest, Progressive and Markel usually alternate as the cheapest.
 



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