It's my understanding you should shop your motorcycle insurance around every renewal period. It falls under recreational vehicles. In Texas these are regulated, and for an insurance company to offer them at all, they need issue a certain number of policies. This means from one year to the next certain insurers may be trying to "make quota" so might offer you a very good deal.

I live in Texas and mine is $400 year for my dyna. This is my first bike, my first year, took the MSF course and I'm 43.

I switched to Rider this year and pay 220 for my 05 Road King for the year. I was paying over 600/ yr with my previous company.

My motorcycle insurance is about $300.00 per year. I keep is seperate from the cars because:

I have 3 sons (16, 18 and 22)and 5 cars/trucks. Insurance on all that is riduculous.

Try USAA for your truck and they will direct you Gieco for the bike and other insurance companies have a difficult time betting their rate.

Not to be a smart a** but have you looked in AARP for insurance?

Thanks! I should check out AARP, afterall I've EARNED it! ;- )

I know a few seniors who take offense to AARP like it admits your a senior and will have nothing to do with the organization. I am only 47 and when it's my turn I will use what they have to offer (as long as they bet other offers).

If your current or former military USAA is always the cheapest on insurance. You have to be a vet to get it. That being said they don't offer motorcycle insurance, but will save you $$$ on the truck, car, house that sort of thing. They do offer a refferal to progressive I think that gets you a few extra discounts. However Geico also offers an incentive discount to government employees and for my motorcycles they have been more competitive. I am 31 though so still in a sort of high risk bracket but my insurance for two motorcyles a 1980 yahmaha xj and a 2010 electra glide ultra classic is around $800.00 a year That's full coverage roadside assistance, medical, bodily harm the works. I think I do get a discount for being a government employee (Geico stands for Government employee insurance company) and I get one for the security system and a safety course as well.

Foremost Ins. in North Jersey
 

I pay $390 a year for full coverage on an 06 Dyna Super. Have to buy 12 month policy these days. Bring back the good times of the eighties when you only needed 6 months coverage. Vehicle tag cost $65 a year now, double from the year before.

i live in texas and mine 165.00 a year for a 2000 softail deuce

i pay 700 a year for 08.