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-   -   Is My Bike Insurance Too High??? (https://www.hdforums.com/forum/motorcycle-insurance-discussion/567972-is-my-bike-insurance-too-high.html)

HoggyMtnBreakdown 09-29-2010 11:29 PM


Originally Posted by MB-WideGlide (Post 7351030)
You guys have it good in the USA,. I'm 48 perfect driving record no points at all ,my 2010 Wide Glide is $1700.00 for the year. here in Manitoba Canada

:eek::eek::eek:
Holy crap! What kind of coverage is that? Full, including theft or liability only? Here in Japan I pay about $265 a year for liability only. I figure if dump it and it is my fault, I deserve to pay what it costs me to fix my bike. I also don't have theft insurance, because there have been no recorded thefts of H-Ds in my prefecture and Japan in general has a very low theft rate, except in Tokyo. If I had full coverage including theft, however, I'd be paying about what you are.

Elgin47 09-29-2010 11:37 PM

2009 FLHTC, full coverage policy including $250/Comp and $500/Collision deductibles - 63 yrs. old, clean driving record:

Safeco - $904/yr.
Geico - $493/yr.

sr_smyth 09-30-2010 12:33 AM

12 months?
 

Originally Posted by texaswiz (Post 7351801)
Not wishing to hijack this at all, but I can't help but wonder if you "way up north riders" need to carry insurance a full 12 months out of the year if you can only ride say 7 months?

|m way up( Almost Alaska up)- I buy 12 months but 6 months are riding insurance, converts to storage insurance after 6 months-Usuall have to stop riding in mid-October =havent ridden in 2 weeks now and plates flip over Oct 12---sigh

Nicky Pass 09-30-2010 01:25 AM

I pay $528 a year...full coverage.

Crazy E BFMC 71 09-30-2010 01:45 AM

under 300 full coverage and my record is less than spotless that for 10 fltrx and 04 fxdl, i have geico

Kirk65 09-30-2010 01:49 AM

I pay 184 a year through Progressive on a 2001 883. 100 Comp and 500 collision deductibles. 959 a year through AAA on a 99 Chevy truck full coverage and sons 1975 Chevy Malibu liability. and rental. 425 on the house through AAA. I just switched from Country Company and saved 750 a year on everything. Needless to say, am pretty pleased.

Earl IV 09-30-2010 02:08 AM

My 2010 FLSTFB is $380/yr - full coverage w/$500 deductible.

My Hondas run about $75/yr each for liability only.

The bikes are with Progressive

My 2007 Ford SuperDuty is $800/yr - full coverage w/$1000 deductible

It's with State Farm

Ole Coyote 09-30-2010 07:14 AM

I have State Farm and pay $2,500.00 a year for 2 Hummers, GMC Envoy, 51 Chevy PU street rod and my 08 H-D ($240 a yr). That seems like a lot of money when you total it up.
Coyote

carlgrover 09-30-2010 07:59 AM

Insurance on my ironhead is $40 a year. When I renewed it last time, I asked the girl what we could do to lower the cost. She said "Sir, I'm sorry but there is a minimum charge that we have to make".

Vigorously maintaining my image as a cheap bastard.

FATKEVIN 09-30-2010 08:03 AM

09 Fat Bob $377 a year. I switched from State Farm to Farmers about three months ago and saved about $80 on the bike and a little over $500 on everything, (house, 2 cars, bike). It seemed like State farm just kept raising their rates. That price is actually with raising the bodily injury from 100/300 to 250/500 which was the only change the farmers agent recommended.


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