Hi All....I know that full coverage insurance will vary by many factors (year of scoot, age, driving record, etc), but I want to get an idea if there are some companies better than others. Would you please list your company and what you pay a year? Maybe some of us can find better deals.

Please list your dyna's Year, Insurance Company and Full Coverage yearly policy cost, and any extras (like accessory rider cost):

Thanks!!

Year/Model | Company | Annual Premium | Deductable | Extras

02 FXDWG | Progressive | $660 | $250 deductable | Includes 3k of extra accessories

 

07 Street Bob
Geico $404.90 annually

Bodily Injury Liability $25,000/$50,000 Non Deductible
Property Damage Liability $20,000 Non Deductible
Uninsured Motorist Bodily Injury $25,000/$50,000 Non Deductible
Uninsured Motorist Property Damage $20,000 Non Deductible
Comprehensive $250 Ded.
Collision $250 Ded.

 

Here's what I have thought Progressive. $225 a year. I live in a small town in upstate NY Pop 32,000

Coverage & Premium Information








2006 H-D






BODILY INJURY & PROPERTY DAMAGE LIABILITY$35.00 BI $50,000 EACH PERSON - $100,000 EACH ACCIDENT (INCLUDING SUPPLEMENTAL SPOUSAL LIABILITY COVERAGE )
PROPERTY DAMAGE LIABILITY - $25,000 EACH ACCIDENT$15.00 WRONGFUL DEATH COVERAGE INCLUDED $50,000 EACH PERSON/$100,000 EACH ACC.
MEDICAL PAYMENTS $1,000 EACH PERSON$12.00
MANDATORY PEDESTRIAN PERSONAL INJURY PROTECTION$3.00 $50,000 LIMIT - NO DEDUCTIBLE AGGREGATE PEDESTRIAN NO-FAULT BENEFITS $50,000 LIMIT DEATH BENEFIT - $2,000
MAXIMUM MONTHLY WORK LOSS - $2,000 OTHER REASONABLE & NECESSARY EXPENSES $25 PER DAY SUPPLEMENTARY UNINSURED/UNDERINSURED MOTORIST$18.00 $50,000 EACH PERSON - $100,000 EACH ACCIDENT
COMPREHENSIVE $250 DEDUCTIBLE$32.00
COLLISION $250 DEDUCTIBLE$100.00
ACCESSORY COVERAGE $3,000INCL
ROADSIDE ASSISTANCE$10.00




Premium by Vehicle$225.00 Total Policy Premium$225.00

 

Insurance is very much 'area rated.' An individual with an identical underwriting record (same bike, same age, marital status, driving record, etc) can and will pay a totally different rate with the identical Company and coverage as another individual in another area.

All you can do is call around. It costs -- Nothing. I'm with Allstate because everything else I have is with Allstate. I'm at around $250 a year with 100/300/100, passenger liability, and $250 deductible collision & comp. And $1,000 accessory coverage.

I need to up that.

 

you guys seem to have it made.

25 y/o male, clear record, full coverage

3500 CDN a year

 

I'd seek political asylum.

 

32 male, married, homeowner, Southern Illinois, '02 dyna, Progressive, $252

 

'08 Dyna
State Farm
$250 a year for full coverage

 

inner NYC area. Foremost Ins. 1350 for the Year (full coverage)

 

23 single Wisconsin, not a very clean driving record , 07 Street Bob 650 a year full coverage Progressive