I just moved to Florida from Illinois. Full coverage in Illinois was $297.00. Per year. Same coverage in Florida is $1500.00. The difference is the price of uninsured motorist coverage almost $900.00 a year. If anybody knows of a decent priced insurance company please let me know. Thanks. Bob.

 

I insure through progressive and it's pretty reasonable.

 

Florida is MUCH more dangerous with MANY more claims than Illinois .. hence the ridiculous change.

 

I would give Sentry a call, I live in VA and get very good rates.

 

I've had coverage on my bikes for a number of years through Dairyland, which I believe is part of the Sentry Insurance Group.

Year or so ago I kind of spot checked with local companies to see if I could get a better deal, and I couldn't find anything better.

For example, full coverage on my 2003 WideGlide with $10,000 optional equipment, roadside towing/service and rental vehicle coverage included is $225 a year. I thought about dropping the roadside towing/service but it is only $7.90 a year ($0.66 a month) so I thought heck with it, I'll keep the coverage even if I never use it.

(I did get a quote from Progressive for the same type of coverage I have from Dairyland and if I recall correctly it was almost twice as much per year).

If I looked around long enough I might find something a few dollars cheaper, but I'm happy with what I have.

 

You have to shop around. also ask the someone in Florida If they were there for awhile they might know the best deals in town.

 

You did not say your age or driving record, (tickets,wrecks,ect.), but I am with Geico and am 58 and only pay $281. a year full coverage on my 08 Train.

 

Location must make a huge difference. I was shopping insurance this morning. I live in Texas. Geico is the cheapest I could find and it was $1050 for both bikes full coverage perfect driving record 35 years old. Dairy land came the closest but were still $400 more.

 

Uninsured motorist rapes you on a bike.

 

I'm 25 in NJ mine is 978 an year with a clean driving record. I have Rider but I think they only do jersey maybe a few other states. Had a crotch rocket before the harley with points on my license it was 4k a year almost half the price of the bike!