Rental Insurance?
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Before I bought my HD, I rented a Street Bob, and was told by the dealer that my State Farm car insurance would not cover me. So I bought the temp bike ins and rode away. Later I asked my State Farm agent about it, and he said if I had motorcycle insurance, then any rental is covered just like when you rent a car. If you don't have a motorcycle, then they don't cover you on a motorcycle. It comes down to like and same coverage for rentals.
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Join Date: Oct 2008
Location: Dallas, TX & Santa Fe, NM when I can find the time....
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Spoke with Progressive and they only provide Liability (not collision/comp) on a "vacation" rental.
However, Progressive insurance does cover rental/loaner bikes in the event your bike is being serviced/repaired.
On another note, Progressive does cover your bike if it is being shipped. Because of time restraints, we are having our bikes shipped home from Sturgis (we're riding up). The shipper only insures up to $15K. Well, I definitely have more than $15K in the bike so they advised me to check with my insurer to see if it was covered while being shipped - apparently not all insurers do. This is saving me some coin as the cost to extend coverage with the shipper was quite pricey!
However, Progressive insurance does cover rental/loaner bikes in the event your bike is being serviced/repaired.
On another note, Progressive does cover your bike if it is being shipped. Because of time restraints, we are having our bikes shipped home from Sturgis (we're riding up). The shipper only insures up to $15K. Well, I definitely have more than $15K in the bike so they advised me to check with my insurer to see if it was covered while being shipped - apparently not all insurers do. This is saving me some coin as the cost to extend coverage with the shipper was quite pricey!
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