Motorcycle Insurance DiscussionThis is the place to discuss what type of Motorcycle Insurance you carry or any problems or good experiences you've had with certain companies.
$1031 for basic ins. for the year with ICBC. I insure for 6 months on the road for $551. Thats 43% discount, -20 on their claim rated scale. Then Beacon for $465 a year for comp.,collision, etc. $22,000 declared value.
Elite Ins. through Home for Chrome, 08 Deluxe fully insured, with replacement valued at 23k, complete coverage for around $760. Best I could find, with clean record at 41 years of age.
I have my 08 train full cover...my 06 atv...500.... my artic cat F6 fullcover..my life and my house all with state farm for $189.00 a month !!! :-) and i still dnont know why or how ..but i do :-)
In B.C. I pay $900.00 to Megsan Fitzpatrick for year round coverage. $450.00 per bike. And to ICBC I pay $1100.00 for 6 months insurance. $550.00 per bike. 38 years clean record.
I just finished calling around and doing online quotes for mine.
I found the least expensive was Riders Plus at $1228 per year with full coverage. That's with no accidents and 2 speeding tickets in last 3 years.
Watch out, because I had one company quote me and when they sent me the quote in the mail, I found out it was only for 7 months.