Canadian insurance, who has it?
#21
#23
Road King...B.C.
I have my basic thru Insurance Corporation of British Columbia (monopoly) and the rest with Beacon. (once had Megan Fitzpatrick....Beacon less $$)
I pay about $ 92/ month for basic and $ 63/month for additional. I insure year-round so that works out to about $ 1900 annually which includes plate and assorted additional ripoffs. (one time $25 fee to run commemorative Vancouver 2010 Winter Olympics plate good thru 2010 which I get the honour of keeping...yeehaw)
The King is insured for a replacement value of $28,200, $ 500 ded., $3M 3rd party liability, under-insured motorist coverage, $250 ded. for riding gear on $1000 worth. (not enough)
I have had a Class 6 license for 31 years. I get a deduction for being a HOG member and a deduction for the number of years riding with no claims.
I currently have a clean license.
I haven't own a cage for close to 10 years so I am not burdened with the crap that comes with owning one. This is how I justify what I pay to ride.
There has been a push in B.C. for years for bike owners to run one plate on ownership of two bikes, but that would deprive ICBC of further $$$, so that's not gonna happen.
CN
I pay about $ 92/ month for basic and $ 63/month for additional. I insure year-round so that works out to about $ 1900 annually which includes plate and assorted additional ripoffs. (one time $25 fee to run commemorative Vancouver 2010 Winter Olympics plate good thru 2010 which I get the honour of keeping...yeehaw)
The King is insured for a replacement value of $28,200, $ 500 ded., $3M 3rd party liability, under-insured motorist coverage, $250 ded. for riding gear on $1000 worth. (not enough)
I have had a Class 6 license for 31 years. I get a deduction for being a HOG member and a deduction for the number of years riding with no claims.
I currently have a clean license.
I haven't own a cage for close to 10 years so I am not burdened with the crap that comes with owning one. This is how I justify what I pay to ride.
There has been a push in B.C. for years for bike owners to run one plate on ownership of two bikes, but that would deprive ICBC of further $$$, so that's not gonna happen.
CN
#25
Ontario here (GTA) and I have full coverage on a 2008 Fatboy with $28,000 declared value (I have to increase it to $35,000 this year).
I pay $2584 with Kingsway and I have 4 speeding tickets in the past 3 yaers that I have to claim. It's supposed to decrease (so the broker told me) because I had to start off almost as a new rider since I hadn't rode since 1980. The broker said it would go down to about $1650, but that was before I got another speeding ticket. Damn cops!
I pay $2584 with Kingsway and I have 4 speeding tickets in the past 3 yaers that I have to claim. It's supposed to decrease (so the broker told me) because I had to start off almost as a new rider since I hadn't rode since 1980. The broker said it would go down to about $1650, but that was before I got another speeding ticket. Damn cops!
#26
In ALBERTA I use HOME FOR CHROME on my two rides. I believe Dalton timmins is the Underwriter
Total for both bikes, (07 Heritage & 06 Street glide) fully insured and 500$ deductibles is 1086.a year, year round. That means collision, fire, theft, animal strike etc etc
Bikes insured at 23K each and includes my wife, a rider of 4 years only on either one of them.
Also has the extra's, like flight home if bike is total loss on a trip. Bike rental while waiting repairs. the little things
No one else could come close.!
Total for both bikes, (07 Heritage & 06 Street glide) fully insured and 500$ deductibles is 1086.a year, year round. That means collision, fire, theft, animal strike etc etc
Bikes insured at 23K each and includes my wife, a rider of 4 years only on either one of them.
Also has the extra's, like flight home if bike is total loss on a trip. Bike rental while waiting repairs. the little things
No one else could come close.!
Last edited by salty01; 03-18-2009 at 12:21 PM.
#27
Insured here in Southern Ontario by Echelon full coverage with no accidents or tickets in the last 10 years. Cost me 845.00$ last year for a "06" Flectra Glide.
Was insured by Rider Plus but carrier switched to Echelon. Called for a quote from Full Throttle Southerland Insurance and was given 1675.00$ full coverage. Well I guess I am not doing that bad compared to what others are paying.
William
Was insured by Rider Plus but carrier switched to Echelon. Called for a quote from Full Throttle Southerland Insurance and was given 1675.00$ full coverage. Well I guess I am not doing that bad compared to what others are paying.
William
#28
#30