Looking at my bill I just received today from Dairyland Cycle Insurance in Wisconsin.
I'm 50 years old, and own my own home.
To insure a 2003 FXDL with...
$100,000/$300,000 Bodily injury / liability,
$100,000/$300,000 passenger bodily injury / liability,
$100,000/$300,000 uninsured motorist bodily injury / liability,
$50,000 property damage,
$500.00 deductable on both comprehensive and collision
$5,000 optional equipment rider, my premium for the year is $273.42.
That includes a Winter discount and a 10% discount for taking the MSF course.

 

insurance rates are hard to compare do to all the variables in equipment and owner and value. i shopped last fall all the big guys for my 07 e/glide, gieco had the best rates and coverages by far. also they covered aftermarket add ons and towing. i called my farm bureau agent and went item for item on the coverage. he called me back the next day and matched them, so i stayed with the local guy

 

I'm 51 years old. Ride a 2006 Wideglide.

Bodily Injury Liability $250,000 each person/$500,000 each accident
Property Damage Liability $100,000 each accident
Medical Payments $5,000 each person
Accessory Coverage $1,000

12 month premium $318.00

 

I find that hard to believe the Gieco had the best rates, when I looked at insurance while shopping for bikes, I got quotes from all tops too. In my area Gieco was 2000 higher then anyone else period. For that much I could buy a corvette instead almost.

 

$347/year with GMAC through an agent in Ft Laudanum

 

Geico (my car through them) wanted over $1000 when I called...I use Progressive that all my friends told me to try....Im 30 (as of FEB 20)

Progressive $274 (12 months)
Discounts: Homeowner, Safety Course, Paid in Full, Claim Free Renewall (was $290)

BODILY INJURY & PROPERTY DAMAGE LIABILITY $72.00
BI $20,000 EACH PERSON - $40,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $10,000 EACH ACCIDENT
UNINSURED/UNDERINSURED MOTORIST - NONSTACKED $35.00
$20,000 EACH PERSON/$40,000 EACH ACCIDENT
MEDICAL PAYMENTS $1,000 EACH PERSON $26.00
COMPREHENSIVE $1,000 DEDUCTIBLE $35.00
COLLISION $1,000 DEDUCTIBLE $106.00
ACCESSORY COVERAGE $3,000 INCL

 

I pay $53 a month with Progressive for my King. I've got basically the minimal full coverage with no PIP and a $250 ded. and $2000 in acces. coverage.

BM

 

Same coverage, except,

8,000.00 Accessory coverage,

2003 FXD
2004 FLTR
2005 XL883L

Total for all three bikes is $541.00 a year,

I was able to access all the discounts possible through Rider Insurance,

They just recently entered the PA market,

 

$384 per year 2002 RK-Progressive

 

WOW! These prices are all over the place! I pay $507.76 on an 06 Ultra AND my wifes 08 Street Glide. Thats right, $507.76 on both bikes for 12 months. I am with Dairyland, and have what is called the gold policy. I think it means you pay your bills on time.