Are you sure that's not the total interests paid? That number looks about right for a 5 year loan at 4.99%

 

maybe? the "total payments" would indicate that's what my 60 months would add up to. Just weird how they word the amount of interest I'm going to pay as "finance charge" instead of calling that line item something like "interest paid" or something like that.

 

This except my two CU's were 4-5% on motorcycles.

 

I went thru my local CU and got 1.25% for 6 years with auto payment. I saw a dealership in WI advertising .9% on new bikes with approved credit.

 

And I thought I did good getting 18.7%











j/k paid my 2011 off in less then a year

 

I call BS that having cash hurts in negotiating a buying price. I was told that by a HD sales manager that he said he could make more on financing a bike. I told him how short sighted he was as he would loose one sale that year and more the following years. I walked and got a deal elsewhere. I promptly rode over to them and showed the bike and deal. I kept doing that every year. I would stop in and get their price, go elsewhere and buy it cheaper. That manager now is selling appliances.

The dealer that knows how to sell to me when I was looking at a 14 Road King last fall simply said $2K off msrp. I wrote a check. The 13's were marked $2K off.

You would be hard pressed to find any dealer last fall to even take anything off msrp on a 14.

 

i buy used and pay cash. dont have credit anything i dotn have as many cool toys as most but what i do have is mine and i dotn have to worry about missing payments or anything like that

 

Yeah baby I am with you, that's the only way to live!!!!