Went and registered my bike to get on base today (JB Lewis-McChord) and was told the post no longer required proof of insurance for motorcycles. I thought that was odd so I asked why and the lady said the state has eliminated the requirement so they are following suit. Any other Washingtonians know about this and why? I still carry insurance and would no matter what, but I thought it was an odd move for the state.

 

It's been like that for many years. I guess they figure you're going to die in the crash so there's no point in worrying about it.

 

Really? I didn't know. The base had been requiring it till just recently.

 

But you'd be a fool if you didn't carry insurance...

 

Been riding here since 1977, never mandatory MC insurance in WA.

 

your loan company requires insurance, state dosen't care.

 

So if you are in an accident, who pays if you have no insurance? Is this insurance for collision, upset, vandalism, fire, theft? What about 3rd Party liability?

 

I carry full coverage, but it is not required.

 

Not required in Florida, either. But it's pretty cheap--full coverage w/minimum liability/property damage--$26/monthly for 2 Harleys. Be stupid NOT to have it.

But, I bet if it became mandatory, the rates would skyrocket.

 

Love Washington,all the money I save not paying for insurance,goes into the tank.