H-D Signature Visa
#1
H-D Signature Visa
I am considering applying for the H-D Signature Visa for the rewards.. But I can't find much as far as reviews. Anyone here have one and can speak for the quality of the card?
Is it meant for the "Perfect" credit bracket, "good" credit bracket, "fair" bracket..etc?
How do the rewards work? Is it 2,500 for $25? I think thats what I read.
Really just looking for reviews on the card before applying.
Any feedback would be great!
Is it meant for the "Perfect" credit bracket, "good" credit bracket, "fair" bracket..etc?
How do the rewards work? Is it 2,500 for $25? I think thats what I read.
Really just looking for reviews on the card before applying.
Any feedback would be great!
#4
I just got one. It pays 3 points (3%)per dollar spent at HD, 2 points (2%) per dollar on gas, lodging, etc and 1 point per dollar on everything else. A point is worth a penny of Chrome Cash at HD. So, spend $2500 on gas and lodging, you get $50 at HD. I plan to use mine, mostly for gas. My family spends about $500 per month on gas, so that translates into about $10 per month at HD. It's not much, but it's something. I'm ditching my Discover card that only pays 1% up to a limit. Pay it off every month and you don't have to worry about the interest rate.
#7
There are three different levels of the card, the signature which will get you the three points at the dealership but does require a high to perfect credit score. Then they have the high rev (something close to that name) that is for you good credit and will net you one point everywhere, then finally just the basic which still get you the 1 point everywhere but not sure about the interest rate. Hope this helps.
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#8
Rewards and interest used in the same question?
The ONLY way to make a credit card program benefit you is to pay the entire balance every month.
If you actually pay an interest amount every month, and then let the bank snowball you to think there are some 'rewards", then you are going to pay large for your HD stuff...
The ONLY way to make a credit card program benefit you is to pay the entire balance every month.
If you actually pay an interest amount every month, and then let the bank snowball you to think there are some 'rewards", then you are going to pay large for your HD stuff...
Last edited by George C; 03-08-2012 at 07:21 PM.
#9
Had one for many years. Run by u.s. bank, and they've been decent every time I have had to contact them. I use the card for everything and the rewards do add up. I also pay the balance very month, so I have no idea what the interest rate is.
#10
I just got one. It pays 3 points (3%)per dollar spent at HD, 2 points (2%) per dollar on gas, lodging, etc and 1 point per dollar on everything else. A point is worth a penny of Chrome Cash at HD. So, spend $2500 on gas and lodging, you get $50 at HD. I plan to use mine, mostly for gas. My family spends about $500 per month on gas, so that translates into about $10 per month at HD. It's not much, but it's something. I'm ditching my Discover card that only pays 1% up to a limit. Pay it off every month and you don't have to worry about the interest rate.
i have the card. pay off the balance every month so i don't know about the interest rate, but i loves me some chrome cash! i've saved several hundred, if not thousands of dollars using it.
and just so you know, some of the discounters also accept chrome cash. so not only do you save 20%, you get to deduct the value of the chrome cash too.