I found a transcript from the January earnings call at Seeking Alpha. If you want some insight from the front office as to what is happening with the MOCO, click on the link below. There are lots of changes underway, according to the CEO and his staff.

http://seekingalpha.com/article/3216...all-transcript

 

Ive listened to three Q earnings reports in the past 3 years. Hund is a God at HOG and full of himself. "...prudently increasing overall credit application approval rates, and we saw a modest increase in the fourth quarter." Hope they learn from GMAC, GE Capital, and the housing market... bad paper is bad paper and any lender can crash.

 

I think, putting everything in prespective, the MoCo is going thru a process of reinventing itself into a truly global supplier of motorcycles to the world economy while at the same time retaining its' core strengths. Perhaps not unlike it did when liberated from AMF. Its a rebirth of sorts and will not appease everyone. Ultimately it will serve Wall Street rather than its employees or customers. Your vote counts when you buy their stock, not their motorcycles.