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Thoughts on extended warranty/VIP plan......

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  #11  
Old 02-01-2012 | 05:41 PM
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Daddie O
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I signed up for a 5 yr ESP with wheel and tire coverage today. The lowest I could get them to go on it was $2000 (200 down and 18 payments of 100). For me its worth peace of mind. My bike only has 14k miles on it and is in great shape, but it feels good to know everything major is covered till it's 12 years old. For me it's better since I can pay 100 bucks a month for 18 months easier than having a big chunk of change handy if something big happens. Also I can cancel at any time and get prorated amount back, or if I sell the bike the warranty is transferable.
 
  #12  
Old 02-01-2012 | 05:55 PM
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My current ride is an 07 FLSTC, this is my third Harley, I change my own fluids every 3,500 miles. All my bikes have run sweet. This boils down to you and $$. If you feel you want the extra protection go for it. Get a written list of what you can do to the bike without voiding the warranty. As stated above, a simple trailer hitch can cost you thousands. Good luck with your decision.
 
  #13  
Old 02-01-2012 | 06:04 PM
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Originally Posted by Daddie O
I signed up for a 5 yr ESP with wheel and tire coverage today. The lowest I could get them to go on it was $2000 (200 down and 18 payments of 100). For me its worth peace of mind. My bike only has 14k miles on it and is in great shape, but it feels good to know everything major is covered till it's 12 years old. For me it's better since I can pay 100 bucks a month for 18 months easier than having a big chunk of change handy if something big happens. Also I can cancel at any time and get prorated amount back, or if I sell the bike the warranty is transferable.
That may be the way to go. So I will have to the end of my two year factory warranty to buy the extended coverage?
 
  #14  
Old 02-01-2012 | 07:07 PM
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Originally Posted by tazaroo
Reason being is that my only bike for the last 20 years has been a 1973 Triumph Bonneville 750 so going on long distance excursions has always made me paranoid.
Originally Posted by tazaroo
Have you ever ridden a tempermental vintage British motorcycle?
Yep,had a '71 and it left me stranded!
 
  #15  
Old 02-01-2012 | 07:56 PM
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If your going to keep the bike for a while; I think it's a good piece of mind.
 
  #16  
Old 02-01-2012 | 08:07 PM
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I just got a 12 ultra a few months back. I did not get the extended warranty but plan on it when the 2 year factory is running low. I plan on having this bike a long time and a lot of miles. Sure the MOCO may make out on the majority of the warranty purchases but if something major breaks I sure cant afford the labor up front. To me its worth it to have the peace of mind for 7 years.
 
  #17  
Old 02-01-2012 | 10:05 PM
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Originally Posted by hoethree
Well you'r gonna get an earfull on this one. Decidedly two camps of thought on this subject....one for it and one against it. My two year factory warranty runs out next month and I am getting ready to pull the trigger on an Extended Warranty. Here is my reasoning for doing so:

1) I am keeping the bike for atleast the next 5 years;
2) I am averaging 15K miles a year in use of the bike;
3) the bike is stock and will remain so;
4) evidence of poor reliability over an extended timeframe (>5yrs) on certain engine and drivetrain components on today's Harleys
5) I dont wrench on my bike beyond basic maintenance services;
6) Cost of service, parts, and labor keep increasing;
7) Convenience of the warranty and benefits that come with the warranty.

I have also found out the following in my personal research:

1) not all Harley Dealers offer the same MoCo blessed extended warranty (CNA);
2) pricing is all over the map;
3) Dealers WILL discount the cost of the extended warranty plan;
4) An Extended Warranty is NOT THE SAME AS EXTENDED SERVICE PLAN
5) You dont have to buy when you buy your bike but you do have to buy it BEFORE your factory warranty expires;
6) Not all MODS will void the warranty.

Some will tell you the Extended Warranty saved them a fortune while others will say they have never needed it. I think it is purely a numbers game in that the MORE you use/ride your bike (ie wear and tear) the MORE you MAY need it.

I purposely decided to forgo the extended warranty at time of bike purchase rather deciding to allow the factory warranty to protect me the first 24 months. I figured infant mortality would occur in that timeframe if it was going to occur at all. Now with two years on the bike and 25K miles on the odometer and recognizing all I listed above, I am purchasing an additional 5 years of warranty (insurance). If I break even over that 5 years I will not be complaining. If I have NO warranty claims in that coming 5 years I will ALSO not be complaining. My luck is the type that if I dont buy the extended warranty my engine or drivetrain will grenade the day after the factory warranty expires. Just my two cents on this. Flame away
under your conditions, I would do just what you are doing, no flaming with your logical terms.
 
  #18  
Old 02-01-2012 | 11:31 PM
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I just bought a 2012 Ultra Limited and bought the VIP plan. I keep my bikes a long time and travel to far away places. It's just one less thing to worry about on the road.
Did you ever crater a transmission 1200 miles from home? If you do so with no warranty you'll truly know what high costs are.
 
  #19  
Old 02-02-2012 | 06:53 AM
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Really appreciate all the input folks...................thanks.
 
  #20  
Old 02-02-2012 | 06:58 AM
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just remember only the parts on that bike when it leaves the showroom are under warranty,,,,so if you gonna have any harley upgrades have it done before you take delivery.....
 


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