Rather ride a chain than a rubber band.

 

Not worried about belt breakage, both my bikes get used the way I have always liked to ride, belts pulleys are checked regularly.Too many years dealing with chains,not worth it anymore for this cat.

 

definatly chain even if it needs to be replaced it's a lot easier than a belt to do

 

Running belt - but that's the way the bike came when I bought it. All previous bikes had chains and I never had a problem. Carried around a chain repair kit for years and never used it. Think if the sales person would have asked me what I wanted on the bike when I bought it, I would have chosen chain due to past experience.