I wonder if the motorcycle crashes that other people have, has any affect on the cost of insurance for those that have never crashed. What do you think? Anyone in the insurance business?

 

Of course it does...that is how insurance works....

 

I don't pay nearly what my buddies on crotch-rockets pay. Probably because crotch rockets crash more.

 

Sorry, but this is a moderately dumbass question........

 

insurance cost also varies based on actual losses a particular ins company has suffered in a specific area. In othe words you will usually get lower premium from a company that has very few policies written in you particular region. Then again if a ins company had written only one policy lets say and that was a loss real quick it would be very high in that region. Now it is up to the ins company to decide what are borders for a region.

 

 

..........

 

If nobody ever crashed then your insurance would be about $1 a month. Maybe less.

 

I wish people would take the MSF course and learn how to ride before hitting the streets. I'm tired of the high cost of insurance and don't know how much longer I'm going to be able to keep up the payments. It costs me $3.33 per month to insure the ironhead!!!!! ha ha ha ha

 

Guess what, people have crashed on motorcycles and it didn't directly affect their insurance cost.