Help!! H-D financing question...
#31
04-27-2010, 03:53 PM
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Well I guess I'll throw my deal in. A local credit union is working with the harley dealer and offering 5.35% @ 60 months to quailified buyers. First the dealer told me I was approved through HD credit for 30k @ 7.99%. I told him I wanted the advertised 5.35%. I got a call back in less than 30 min approved at 5.35. I thought it was an unbelievable rate. I signed the paperwork and all is good! Picking up the SG tomorrow!
Enjoy!
John
Enjoy!
John
Finance a 30 k toy at 5.35% for 5 years
....not something I would do What ever happened to the days when you saved up for chit
#33
04-27-2010, 06:47 PM
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Bjewell, I gotcha... Yeah... I guess if you can do the monthly... BUT I'm positive that a credit union would give you a better rate. No sense paying the dealership more of your money than you have to.
#34
04-27-2010, 06:48 PM
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You know, my question is this... We're still paying over 10% and have around 9500 bucks left to pay... it's an '06 Superglide... anyone know if you can re-fi a loan that is that old?
#35
04-28-2010, 06:15 AM
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then back to reality! Enjoy,
John
#36
04-28-2010, 08:15 AM
I'm not going to lie, I was concerned about what your credit score has to be. Mine is below 700, but above 650 and I was concerned that I wouldn't get financed.
I don't know how hard it is to get loans through credit unions. I belong to one and have for 15 years, but I was worried my score was too low.
Do you folks think I'm in good shape? I plan on buying next spring and I'm still working on bringing my points up higher. I want one now, but I have a few things I want to pay off first.
Any input would be appreciated
I don't know how hard it is to get loans through credit unions. I belong to one and have for 15 years, but I was worried my score was too low.
Do you folks think I'm in good shape? I plan on buying next spring and I'm still working on bringing my points up higher. I want one now, but I have a few things I want to pay off first.
Any input would be appreciated
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