Anyone recently finance a bike at the dealership?
What interest rate / payment did you get and for how many years?

 

That is a little bit of a personal question. I paid mine in full when I picked it up last year.
Any type of financing monthly payments depends on your credit score how much you put down and how long you took out your loan. I would also check the local banks some have real good deals.

 

Last year after the purchase of my bike, financed through my credit union at some 4.35%. H-D sent me application for H-D credit card. That thing had some intrest rate over 25%. I tossed it in the trash. If H-D finance for a bike will most likely be better then the H-D credit card program, but still thats not going to get better than what I've done so far with my credit union.

Paying all in cash is my ultimate goal, and that is the only way to go. I don't want to pay any one interest any more if I can keep from doing so.

 

I bought the Sporty during a promotion of 2.9 % APR. No problems with HD Credit since then.

 

I wil tell you this.....

HD credit gave me a favorable interest rate. I probably could have beat it by a point or so, but no bank would have went the term that HD credit did. I hated to finance it for as long as I did.....but it made it alot more affordable...


nogood o~`o

 

I recently bought a RG and I should have asked just to know what the interest rate would be, but I paid mine in full with some inheritance. I'll sure miss her for a while, but I'm sure Mom is saying to have fun.

 

I got 8.2% for 60 mos on the balance after my trade in (which was substantial) on the street glide.

It will differ from credit score to credit score, but HDCU was not any worse than my bank.

 

The intrest rates at dealers will vary.Like mentioned before depends on credit score,what dealer you use,etc.
You can usally beat the dealers rate by giong thru a bank or CU.

 

most banks will finance a harley with no down and the interest rate may be lower too. my credit union has always been lower on my harleys and my 2005 mustang (Ford was higher)

 

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