HD Credit Card
#11
10-16-2009, 05:48 AM
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As everyone says it is a point for every dollar so it is 1% back for all your spending. And the $25 gift certificates are like case in any Harley shop and can be used for anything. Not a bad deal if you use it for all your everyday spend and pay at the end of the month. Adds up to some nice free dollars.
#12
10-16-2009, 06:06 AM
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Thats about $50.50 you have now
#14
10-16-2009, 03:43 PM
Seasoned HDF Member
Everybody is correct so far. Just don't request your $25 Chrome Cash certificates until you are ready to spend them. Once issued, they are good only for 90 days. I usually wait until I want to get something that costs several hundred dollars. My goal is to have enough to buy a new bike. 
However, the earned ones expire in three years if not requested.
However, the earned ones expire in three years if not requested.
#15
10-16-2009, 03:48 PM
Elite HDF Member
no big deal if you pay it off every month. I put everything except junk food I buy at the 7-11 on the card. I think I'm gonna start making my bike payment and car payment with it as well and just pay off the monthly balance. Chrome cash comes in handy for oil filters, gaskets or new fingerless gloves. 
#16
10-16-2009, 04:26 PM
Ultimate HDF Member
Unless you pay off your balance every month, I wouldn't go anywhere near a card with 15% interest...just sayin'...
#18
10-16-2009, 04:52 PM
Seasoned HDF Member
i pay my bills online, so i use the hd card for everything (electric, phone, cable, etc) then i just pay it off when the statement comes in, so i don't worry so much about the interest rate. the only problem i have is they keep raising my credit limit. went from 2500, to 12,500 in 2 years 
i think they're trying to tempt me to buy a bike with it so i have to pay finance charges
another note, the chrome cash certificates are good at zanotti's. you just have to let them know up front that you are going to use them, and then endorse and mail them into them. between their usual discount, and the chrome cash, i've said quite a bit over the past couple of years.
i think they're trying to tempt me to buy a bike with it so i have to pay finance charges another note, the chrome cash certificates are good at zanotti's. you just have to let them know up front that you are going to use them, and then endorse and mail them into them. between their usual discount, and the chrome cash, i've said quite a bit over the past couple of years.
Last edited by skratch; 10-16-2009 at 04:55 PM.
#19
10-16-2009, 07:42 PM
Greetings,
I use mine for everything but pay it off at the end of the month...In fact going to get a few certificates and buy some new boots with them! And no, you don't have to use the credit card for the difference, at least at my dealership. I've paid the difference in cash with no issues at all.
I use mine for everything but pay it off at the end of the month...In fact going to get a few certificates and buy some new boots with them! And no, you don't have to use the credit card for the difference, at least at my dealership. I've paid the difference in cash with no issues at all.
