Stopped in the dealership in Tucson today and looked at a 2010 Ultra Limited. I had a hard time stopping drooling. If I could trade mine RKC in keep the payments the same I would do it in a heartbeat. I need to be mature and not do this. Gotta be strong, gotta be strong, gotta be strong...lol
Too late! Your mistake was going to the dealer in the first place. I know, been there, done that, got the t-shirt (not to mention the new 09 Ultra Classic)!
As for the payments, let the dealer know you want to keep the numbers the same and I'll bet they can make it happen. You might wind up with a 7 year loan and 18% interest but your "payments" will be the same.
Just think about it this way....you would be doing your part as an American citizen by helping to stimulate the local economy. Don't be selfish man, get out there and help America!