6.49 through Harley after a 50% down payment.

 

I got 6% from HD when rates were still pretty high but c score is 820 so that will make a difference.

 

Harley Dealer told me the best he could do was 9.9%, I told him I'll see you next week after I get my loan through the credit union, took him about fifteen minutes but after a phone call Harley credit came down to 5.99. I took it and am quite satisfied.
Percentage rate can be negotiated just like the price.

 

Financing a bike can be smart, or it can be stupid. It all depends on your situation.

For me, my bike will be a business expense. Instead of me risking the 13k or so that I finance, I'm paying whoever lends me the money to assume the risk for me. If it looks like the business aspect of things is going to work out, then I'll pay it off and avoid paying more interest.