5.5% at Campus C.U. last april. Might wanna get another C.U.

 

My interest rate is 11 percent....oh well i dont care as long as im riding.

 

I got 6.49% through HD for 5 years. They beat my credit union by a 1/4%.

 

That's the best answer on this thread!

 

When I was in the local dealer yesterday, business looked good for them

 

I can't really complain about it, they gave me a loan without a cosigner on a used sporty with only 1k down. It's my first loan (other than my cc) that I haven't needed a cosigner due to my lack of credit history.

 

When I bought my bike a week ago they were charging me $12,600 for 09 Iron with 12.99%. I just walked out, and bought the bike somewhere else. My credit union gave me a 5.75% rate.

 

10%, 12%, 14% or more for 72 or 84 months for leathers and boots. That is insane. It's amazing that a year later people are wondering why they're $7,000 upside down on their "bike".

Boots and leathers don't hold their value like they used to I guess. Especially when you finance them for 84 months.

 

My interest rate is up there but I'll have my bike paid off by this fall. Less than a year after I bought it. I'm of the same school of OldFenderGuy. Avoid credit if you can. If you can't, pay it off fast.

 

+1 on that.. I always send in an extra 100.00 on every payment. I'll have it paid for in just under 2 years.