Financing anything right now is different than a year or so ago, especially any toys or luxury items. Just bought a new bike and financed through my local bank, got 8% but I signed as many papers for this bike loan as I did my first home. Thanks d-bag stock market scumbags

 

yep, I got the 2.99 deal but haven't seen it advertised since.

 

When I first bought my bike, they gave me 8.99% through HD. Two months later, I went to my credit union because they restructured their motorcycle loans. They are now offering 5.99% on new motorcycles and 6.49% on used motorcycles with 110% financing.

So my current interest rate is 6.49%. I don't remember the exact figures since I'm at work and don't have the math in front of me, but I remember the switch from 8.99 to 6.49 saving me at least $1,100 in interest over the term of the loan.

 

6.5% thru HD. with big down payment.

 

6.5% thru HD in January with $10000 down

 

Just checked the credit union up here in the north this morning, 5.25%-8.00%

 

After this financial hangover that is the new world order. And it is about time. The rate is based on credit worthyness and risk. And there has been way to much risk inrelation to what they have been paying.

Best bet for toys pay cash.

 

I find it amazing how many people do not realize interest rates are part of the negotiations too.

 

A better solution is;

Save your money, pay cash, and forget about interest and finance charges.

Sorry, just my opinion, but I don't believe in credit, especially for something that is considered a luxury and recreational item for most.

Debt and other financial obligations sucks, and ends up causing a lot of problems.

 

Got 5.5% on mine in June of 08 from HD credit.