Does anyone know how many credit tiers EagleMark Savings has (Harley Credit)? If so, would you know the different APR ranges within each tier?


Reason being, I'm trying to purchase a new Road Glide and I believe the dealership has the final say on the APR...someone correct me if I'm wrong here. I'm ready to haggle for a lower APR. My credit union isn't too biker friendly and their rates start out at 8%.

 

I think the three main factors in APR are your credit score, new bike , used bike. A fourth factor is length of finance term. Hope you get a great rate, however you decide to go!

 

all I know is 740 or above is teir 1
you can still negotiate the rate.... I did no problem....they came back with 9.75% and I laughed at them....told them I would go to my credit Union and see what they said....Next morning the Dealer call me and said the would match my credit union just come back in.

 

Should be able to get 5.99. That what I have on my 09 RKC. I had a high credit score too. Good Luck !

 

Looks like I might have to haggle a little bit. I know they can come down from what they told me!

 

I got 5.75 at my credit union...

Charlie D.

 

Harley credit is a joke. they came out with 4 different rates in less than a minute. First was 12.9 and I laughed at tehm. then he started coming down when I said I already had financing lined up. I finally told him I had 5.75 and he said well I can do 6 . I said hmmm did you hear me I said 5.75, then I said you know what three minutes ago I wasnt good enough for you to give me 6 now that you know I already have financing i am good enough for you to 'give' me 6 No Thanks you should have started there like my credit union did, I'll stay with them and spread the love around.