So my dad won't co-sign...
#1
So my dad won't co-sign...
I don't have any credit history, I just got a credit card but haven't made any purchases with it yet. Is there any way a dealer will let me buy a bike? I'll go nuts if I don't get one soon.
#4
RE: So my dad won't co-sign...
No credit can be just as bad as having bad credit. But where there is a will there is a way! You may have to look into alternative financing besides what Harley has to offer and you might have a higher interest rate but I'm sure it can be done. Good luck!
#5
RE: So my dad won't co-sign...
If you want crdit history, buy a house. Credit cards can mean big trouble and less buying power for your hard earned dollars. Try the credit union aprroach. They will give you a fair interest rate or better yet, save up and pay cash. Or your Dad may be doing you a favor just like my Dad did when I wanted to buy a 750 Triumph back in 1974. Glad I waited and saved enough to buy a Sportster.
#6
RE: So my dad won't co-sign...
ORIGINAL: Rhinohd
Do you have a job that offers you access to a credit union? Good place to get 1st time credit... How old are you?
Do you have a job that offers you access to a credit union? Good place to get 1st time credit... How old are you?
#7
RE: So my dad won't co-sign...
If you don't know about credit unions, and you don't have credit, and you don't own your own house, and you make less then $35,000 a year, you might not be able to get a harley. Sorry......
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#8
RE: So my dad won't co-sign...
So the only way to build credit is to own a house? What if I convince my dad to co sign for a cheaper model, would that help build credit or no?
#10
RE: So my dad won't co-sign...
ORIGINAL: marcus84
So the only way to build credit is to own a house?
So the only way to build credit is to own a house?
Get a credit card, make a few small purchases now and then, pay off the bill.....credit builds.