Hey Fletch,
You need an indoor activity till the weather turns for the better. Let your imagination run a little wild....

 

I've been doing some winter riding here in Northern IL. The snow & ice on the roads the past couple of days have convinced me to keep the bike in the garage until the streets dry up a bit.

As for riding in the cold, I don't get any type of pains and don't recall getting any riding in the cold in the past.