The price of a warranty is calculated as follows:
+ Projected average cost of Repairs
+ Administrative costs
+ Selling costs and commissions
+ Profit
= Price you pay for warranty

If you "self insure" you avoid the administive cost, selling cost and profit. You are left with the repair cost, which unfortunately for you is not an "average", but is your specific cost. If you can afford to cover the the most likely repairs yourself, then on average you will be way ahead by saying NO to the extended warranty. If you can't cover the repair costs, and you need to have a working bike, then buy the warranty.

- Professor Elginator

 

Good thread guys, its nice to see these opinions. We will be picking up an 08 883 for my wife soon so this had good timing!

 

I'd take the $1800 and my bike to the dealer to trade. Then you get a new bike with another full 2 year warranty.

 

A grand you saved all at once.

For a lot of people, finding a spare grand to fix their bike isn't always easy. Put yourself a few hundred miles away from home, on a road trip and you'll look for the nearest gun to shoot yourself.

 

Well, I know now on my next new bike, that there's going to be some dickering going on before contracts are signed, such as negotiating the price of the warranty or the interest rate on financing.

 

Owning a Harley isnt what it used to be, if i were to trade now, i'd lose my ***. Here in Michigan the economy sucks, and ppl. are getting tight with their money.