its still actually a really simple process.

 

Sure would be interesting to know what this replacement for the Low Rider is going to be (I assume that's what it is).

 

Well, I thought you'd never ask, ha ha, Yes, this would be the replacement for the Dyna Low Rider, which was totaled by a NJ whitetail deer, 6 weeks ago. A hundred things have to go right, but if it all works out, this may be my next bike, a 2022 Fatboy 114, Reef Blue. These aren't pics of the actual bike, but it's identical, and has a windshield. I said the Low Rider was literally the nicest material possession I've ever owned. This would top it.

 

I love that blue, I have an 04 fatboy with luxury blue paint, the two blues are real similar. Hopefully everything works out for you with the fatboy.

 

She's a looker, hope it works out for ya!

 

In actuality, the Maryland owner has a copy (not original) of the title, and lien holder has the original.

The MD title will show who the lien holder is. The lien holder holds the original title and won't release it until the lien has been satisfied. Then, the title is sent to the person/address on the title with a letter indicating that the loan has been paid off. Now if the sale is done through a DMV service provider, the last part of where the lien holder sends the paid off title, may be different.

 

Actually in Maryland the bike owner's title looks and reads identical to the free and clear title, save for the listed lien holder 2/3'ds the way down the face of the title.
Both are printed on the exact same VR-002 form (lower right corner of the face of the document).

The lien holder has whatever documents they have, showing their lien on the bike (been a long long time since I held a private lien on a vehicle).

Pay the lien holder off, and the title is yours. NOT!
You have to have the lien holder fill out the lien release papers, and send them to you. With Harley and a normal bank, this isn't a big deal. With a private holder or a strange institution, this can be a real headache. It's been years now, but the credit union still cannot get around to releasing the lien on my Saab.

You, the bike owner, can then go down to the MVA or a tag and title service, with both your title showing the lien holder, and the lien release papers, and then apply for a new title that will show no lien holder upon it.

 

sounds like if the OP really wants the bike, it's worth going through HD's rider to rider program, or whatever they call it, to avoid headaches...

 

Hey guys, it's been a day. The Rider to Rider must happen in PA, because a state inspection is part of the deal, so the dealership in MD we were going to use is out. I found 1 dealership in PA this is 180 mi from the seller that will do it, but they crushed me with fees. $500 for R2R, $465 doc fee (!), and $130 messenger service. Yes that's $1,094, and I would still be responsible for Pennsylvania's title/reg/tag fees. Oh, and while going back and forth about this, they're trying to sell me on an extended service plan I'm laughing.

This deal isn't dead yet, I'm working on one more angle that I think seller and I will both be able to live with.

 

I think the Seller is just glad that you're that interested to go through all the trouble to try and solve the issues ... and he's rooting for ya