Dealer Wouldn't Take My Check
#112
#113
#114
If they won't take my check, they don't get my business.
Bought a 2017 Road King in early June, walked in, wrote a check, rode it home same day.
Liked it so much I bought a 2017 Road Glide Ultra in August. Same thing. Wrote a check, rode it home.
Just how would I buy it without a check? Wire transfer? I don't make payments; never have and never will. That would imply that I couldn't afford the bike, which is a luxury, not a necessity.
Bought a 2017 Road King in early June, walked in, wrote a check, rode it home same day.
Liked it so much I bought a 2017 Road Glide Ultra in August. Same thing. Wrote a check, rode it home.
Just how would I buy it without a check? Wire transfer? I don't make payments; never have and never will. That would imply that I couldn't afford the bike, which is a luxury, not a necessity.
#115
They can and will still accept cash. However, they must report it to the Federal Gvt. Uncle Sam is worried you may be spending drug money of otherwise illegally gained and untaxed. If you are pulling it out of a savings account for the purpose of a big purchase the bank will report it and the dealer will report it abut there is a trail of legitimacy. No problem!
#116
I bought a new car and a new bike in the last year for my retirement presents. I wish they would have let me use credits cards for almost $80k worth of points but but had a max of $5k on both which I did. I actually financed the bike so I could ride it home that day, as I didn't have $32k in my wallet or checking. I paid it off a month later. I paid with a personal check for the balance on the car because I had to wait 2 months for it to be delivered and had time to transfer money around. That is the only check I have written in a LONG time.
#117
They can and will still accept cash. However, they must report it to the Federal Gvt. Uncle Sam is worried you may be spending drug money of otherwise illegally gained and untaxed. If you are pulling it out of a savings account for the purpose of a big purchase the bank will report it and the dealer will report it abut there is a trail of legitimacy. No problem!
#119
Again, drifting on the topic, but what I AM saying is that I worked at a job I hated for nearly 36 years (because I was paid very well for what I did), spent far less than half my disposable income, saved and invested, rarely went out to lunch, never had an expensive vacation, drove old cars and rode old motorcycles until I could pay cash, and retired at 58 with a pension and a healthy 401(k).
This year, after a health scare, I decided that I probably wasn't going to live forever, and bought two new Harleys. It didn't put a dent in my savings . . . Depreciation? If you're owning Harleys, you can't be too concerned about that . . .
OK, so NOW I'm being slightly LESS careful with my money
This year, after a health scare, I decided that I probably wasn't going to live forever, and bought two new Harleys. It didn't put a dent in my savings . . . Depreciation? If you're owning Harleys, you can't be too concerned about that . . .
OK, so NOW I'm being slightly LESS careful with my money
#120
Oh, no . . . I was going to stop responding to this thread, because apparently I'm puffing my chest, or something like that (and if you knew me, you'd know that's not me at all . . .)
No, I do NOT do my part to support insurance companies. I subscribe to the philosophy "If you can afford the loss, don't insure". I cannot (comfortably) afford the loss of my house, so it is properly insured. Theft of Harleys is not especially likely here, particularly in my locked garage. I do not park them anywhere at night. I ride a lot, but don't stop all that much.
Yes, someone could steal one of them. Or both of them. I would be very unhappy with that, but it wouldn't kill me financially.
The flip side of this is that I've done this for almost all the years I've owned cars and motorcycles (1976) and the ONLY loss I've suffered was when someone broke into my 1981 Volvo and damaged it. Cost me $400 out of pocket. Considering the thousands of dollars I would have spent on insurance coverage on the MANY vehicles I've owned since then, I've come out WAY ahead. Pretty sure I could replace my 2017 RGU with the money I didn't spend.
You could be right. My garage might burn to the ground tonight . . . Hope not.
No, I do NOT do my part to support insurance companies. I subscribe to the philosophy "If you can afford the loss, don't insure". I cannot (comfortably) afford the loss of my house, so it is properly insured. Theft of Harleys is not especially likely here, particularly in my locked garage. I do not park them anywhere at night. I ride a lot, but don't stop all that much.
Yes, someone could steal one of them. Or both of them. I would be very unhappy with that, but it wouldn't kill me financially.
The flip side of this is that I've done this for almost all the years I've owned cars and motorcycles (1976) and the ONLY loss I've suffered was when someone broke into my 1981 Volvo and damaged it. Cost me $400 out of pocket. Considering the thousands of dollars I would have spent on insurance coverage on the MANY vehicles I've owned since then, I've come out WAY ahead. Pretty sure I could replace my 2017 RGU with the money I didn't spend.
You could be right. My garage might burn to the ground tonight . . . Hope not.
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lh4x4 (09-22-2017)