If you decide to buy the Harley endorsed one, shop around. Even if you have to call dealers out of state. The price is negotiable.

 

If you use it, its well worth it.

 

i have a friend that is retired and rides every day locally and makes multiple trips nationwide and down to baja and Cabo every year

he buys the extended warranty when he replaces his bike approx every 5 to 7 years.

his average mileage is approximately 30 to 40k per year so he uses his bike ( primary transportation).

he explained to me, he wants piece of mind and the 50 ded. he does not modify his bike at all.

his out of pocket on his last bike after the 2 year warrenty was less than 500 and he kept the bike for 6 years and when it was replaced due to a distracted driver it had over 160k.

if i was like him and rode this much, i would buy the warranty, if i was a normal rider and rode 20k in 5 years. i would not.

 

20k in five years probably sounds right. Maybe even on the high end for me. But i wont be upgrading to a newer bike for a very long time.

 

Never had paid for one, so I'm ahead of the game after 45 yrs

 

You can almost always bargain down the price of the extended warranty. Did it on my bike and on my truck. It is pure profit for the dealership and the salesperson so they will wheel and deal (lots of markup). Figure out that price where the the peace of mind you get by having the warranty outweighs the worry about wasting your money if you don't get to use the warranty. That is the price that is right for you.

Without a crystal ball to predict the future, all you are paying for is that peace of mind.

 

Look at the fine print. Its not a have or have not. Their actuaries work with lawyers to determine what is covered. Just hope that problem is covered.

 

This topic comes up periodically. There are 4 opinions about the ESP.

 

That. If the odds were in the buyers favor, the sellers would lose money and hence would not offer the extended warranty.

Think of it this way: You're betting your hard-earned money that your bike is going to break-the extended warranty people are betting that your bike is going to be just fine. Now who do you think has better (actuarial) information or history on the odds of a given bike breaking and needing expensive repairs?

That's right, you just broke the code. Buy yourself 2 years worth of imported beers on what you saved!

 

Ride it lot get it polish and wax it lot forget it.