I put down only enough cash to qualify for the best interest rate when I bought my 06. The best qualifying interest rate at that time was 5.75% and last year my investments in the market returned in excess of 17%. Therefore last year I made 11.25% by not using any of these funds to pay cash for the bike. Again this year so far I am ahead of the game by directing my funds into the market rather then using them to pay off the bike. The end game in my book is that we love to ride no matter how we choose to pay for it.

 

98% of these guys don't get it...

 

2007 Fatboy and 2006 Sportster custom for the wife. Cash for both. Thought long and hard about it then decided f*** the kids, whats a little less inheritance for them... We both love them...

 

paid cash for 06 RK

 

I own it after making payments for two years

 

I am in my early 30s too but I own everything I have outright (except the house). We don't hold debt on vehicles or the card, but have plenty of credit. Just budget well and don't buy brand new. The depreciation and interest will kill you. I work in the car business and believe me if you look at the bottom line of what you are paying with all the interest you are way ahead paying cash. Dad was right on that one!

UD

 

Did each investment indivually return 17%? I'll bet a few returns less. Perhaps less than 5.75%.

 

Bought mine on e-bay about two weeks ago and paid cash. They where local, so I did get to ride it first. Very pleased so far.

 

paid $6000 down finaced the rest through harley credit at 5.95 %

 

Paid cash for all 3