If there is someone working in a Harley Davidson's dealer (sale department)?....

what TIPS could you recommend me to say or do to obtain a good deal with a Harley Davidson's dealer and financing company?
I don't have a credit union...


Thanks


Daniel

PD: if you think that this question it is not ethic please... excuse me....

 

I don't work for HD, but if you're going to finance through Harley, then you have some negotiating room because F&I is where everyone makes their money. That's your leverage point. Secondly, go visit other dealers in the area and see what they're willing to do. Have some comparison prices to deal with.

 

Even though you don't have a credit union, local banks are a great source of information as well as some on-line sites like Capital One, E-loan, etc. Call or e-mail them to check out their new bike loan rates, that way, you can make an informed decision on the HD financing.

 

I went into the dealer with a quote from e-loan and Eagle Credit matched it. I would shop around on-line for motocylce financing and use an approved rate to negotiate. Goodluck

 

Thank you very much....

fatboy4ever and dglide04... the problem it is I am looking or needing a 80 months financing.... I would like low payment for the beginning 20 or 24 months.... I think that the only that offer more to 72 months it is Harley Davidson Financing....


Thanks

Daniel

 

if you gotta do m more then 60 months on a bike id say u cant afford it.rediculous finacing a bike for longer its a old bike after 3 or 4 yrs.

 

My dealer did all of the looking around and found that financing through a local Credit Union was the best deal as far as intrest rates. So they worked out a partnership with the Credit Union to send business to them. The dealer had the forms to join and did all of the paper work and everything at the Dealer, it was quite nice. So maybe see what your dealer has done and you options are. Good luck

 

80 Months? Thats how long you finance a big rig not a bike. Just a thought but the bike has a two year warranty, finance for 2 years.