Sad to say that I need to cut my payment in half to make ends meet.

I'll be trading a 2012 Fatboy to break even--I owe 11K and the dealer will give me 11K.

Looking at a White 2004 Lowrider with 24K miles for 7,690 which is 8,450 out the door at a payment around 150 per month.

Question 1: Is there any problem if the bike is the carb version versus fuel injected in terms of historical mechanical problems or other concerns? The ad does not specify which version this bike is. Haven't checked it out in person yet.

Question 2: Price seem reasonable for a 2004 with 24K miles?

 

The price is high, but it's a dealer so what do you expect.
As far as the carb is concerned....I wouldn't/won't ever buy a bike that isn't carbureted, I don't like fuel injection and prefer the simplicity of a carb.

The bottom line here is, if you like the bike and the deal works for you....Go for it.

 

As someone is trying to sell his wife's Sportster, I can say that you can buy clean late model Sportster's all day long for around $4,000.

If there's any way you can tough it out on an XL, that might be an option.

 

A little high for an '04 LowRider, especially after all the dealer bullshit fees & taxes. Then, as soon as you get the bike, you gotta start worrying about the cam tensioners,among other things.

I'd offer 6K; no more, & only AFTER they checked/replaced the tensioners. Too many low mile sleds out there for same money.

Carb/EFI,doesn't really matter. Carb is easier to work on;EFI more reliable & less prone to issues. The carb "ride" is a little smoother & more relaxed. Also sounds better, but only at idle.

 

If you can wait until Spring, I would sell it on your own then for hopefully more money than $11k. A quick check shows that most people are asking between $14k and $17k (and in winter), which makes sense based on what your dealer is offering. Naturally he'll mark it up to $16k + is my guess. You can take the overage and apply it to a good private deal. Finance through a credit union to get a low rate and you should have peanuts for a payment on a $7k bike.

 

Should be able to get up to a 2008 with the 96" and 6 speed for that money.

 

Agreed, you can't beat the simplicity of carbed bikes and just about anybody can repair them ... if ever needed. I ran a CV on one of my bikes for over 15 years band never did a thing to it.

 

You are trading a bike which is 7 years newer and a higher version while saving only $2500(11K vs 8.5K). Only person happy in this deal is the dealer.

 

Monthly payments are meaningless without including the terms of the loan.
Things like down payment, loan duration and apr could make this '04 Lowrider more expensive than what you are paying on now.

 

Have you ever thought about getting a part time job? The only person happy in the end on this deal would be the dealer.