If you haven't yet, talk with your finance company that has your bike. They might let you just make interest payments for a while. good luck

 

Whatever you do don't let them repo it.... A repo will demolish your credit more than your late payments will. I definitely recommend calling whatever bank / lender that holds the loan and ask for more time. In the meantime it should give enough headroom to get help from a financial advisor. Depending upon your situation most times you can claim a bankruptcy and keep bike and cars. I know many that currently are in same spot as your are with repo men knocking on door. I was there as well about 8 years ago and claimed bankruptcy. Within 2 years time I was getting credit cards, car, and bike loans. Just take it one day at a time !!!! If I can offer any help please pm me.