I am really enjoying my 2014 Limited, so much so that I have logged 30k miles on it in just ten months. It feels great. The engine feels solid and broke in properly. The suspension is finally settled in, which feels to be about a 1/2" lower. And the clutch pull is finally comfortable and not killing the backside of my knuckles when having to slow ride. And outside of the clutch recall, which didn't cause me any issues, I have not had any issues at all with this bike.

All of that is great and it makes me happy! However, with the new HD financing of 1.9%, I can get a new 2015 Limited and finance it for a year less than my 2014 and have the same payments.

Now I am at a crossroads. My 14 has been really great but I can have a brand new one for the same money. I always buy blue in color, but I don't like the 2015 blue colors so I would have to get the Amber Whiskey/Vivid Black. But really, the part I am unsure about is whether I want to go through the whole break-in process all over again, and if the new bike will be as trouble free as this one.

Thankfully all of my extras can be transferred if I do get a new one.

And ... will HD ever release a non-CVO wet head Road Glide Ultra? That's what I really want!!!

 

If you're looking for an opinion... I'd keep the one you got.

They may come out with a RGU here in 4 months.

There is ALWAYS better financing out there than HDFS. I refi'd mine, and lowered my payment $120+ per month, and only added 2 months to the note. 10% lower interest rate than I had with HDFS

 

I may have to look into refinancing what I have as an alternative. Thanks for the input!

 

Agreed. I financed through another bank and they beat HDFS by a mile. HDFS offered me 6%, I was closer to 1.9%.

 

Well you know, your's is almost worn out!


Seriously though, if you're really wanting a new bike, for whatever reason, wait until the 2016 bikes hit the showroom. Deals on the 2015 will be a whole lot better than they are now. In any event, at least wait and see what 2016 has to offer. You have a great bike that hasn't been a PITA for you. Won't hurt to ride it another year and then think about the 2016 versions.

 

I was lucky enough to get 1.9 financing for 60months through HD financing. They were or still are offering that rate for 2014s. I don't know if that rate if for all models.
If you like the 14 that you have maybe you might want to get another new one and start over.

 

The average length of ownership on a Harley before trade in is 4 years. We loose thousands in value as soon as you drive it off the lot. By waiting for a 2016 maybe bike, your 2014 will have 2 years on it with over 30k miles. keep that in mind when you are offered a good deal on a 2015. Just my opinion

 

If you can trade in a bike with 30K miles and get a new 0 miles bike and not be spending more money I would definitely go for it.
I would go there tomorrow and take them up on that deal.
That would mean you got to ride a new bike for 30 thousand miles for free!

However...the numbers just do not add up to me...
If your bike had 3000 miles I could maybe see the difference in loan rate make up the difference..... but with 30,000 miles !
or did I read your post wrong?

If it is correct then do not wait another day to take advantage of that deal.

I have only used Harley financing once and that was just for a week until I could get to my bank and get a good rate.

 

without much background, wait for what you really want. GOt to believe a non cvo wet heat RG will be offered.

 

I ASSumed that for '15....

Egg on my face.