Foremost Insurance

BlackBikeDave · #1 10-24-2009, 02:00 AM

I just got Foremost Insurance 1 year full coverage with roadside assistance and $3500 coverage on extras.
Full Coverage In NC $371.00 per year
vs. Minimum Liability $96.00 per year
I chose the $371 Full Coverage as it is my first year riding.
Progressive was $781....yeah right!
How'd I do?

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BLKBAGGER · #2 10-24-2009, 02:21 AM

You did good. I also have Formost and had to use it back in may. Bike was totaled and the first offer from them was $11,000. In the end about a week later they paid me $16,000 for my 04 E-glide classic with 75,000 miles on it. I had the $3,500 in extras covered and they paid it. I had to haggle with them but I was happy with the end result. They didn't raise my rate either.

dklanecky · #3 10-24-2009, 09:34 AM

You did good and picked a good company from everything I've heard or read. I switched to them in May this year when we added the 09 Fat Bob. Paying $850 a year for two 09's, and one fairly new rider (25 YO) and one very experienced rider (not 25 YO since about 1980).

BlackBikeDave · #4 10-24-2009, 09:08 PM

Thanks for the feedback. BLKBAGGER hope you didnt suffer too badly with that totaling..

Glad I didnt take a beating. You know the Insurance Co's are just legal extortion..lol what can you do.

BLKBAGGER · #5 10-24-2009, 09:48 PM

Quote:

Originally Posted by BlackBikeDave

Thanks for the feedback. BLKBAGGER hope you didnt suffer too badly with that totaling..

Glad I didnt take a beating. You know the Insurance Co's are just legal extortion..lol what can you do.

Nothing a good surgeon couldn't fix. Shattered right wrist but it's stronger now. A little titanium with a dozen screws.

jeffl0924 · #6 10-24-2009, 10:18 PM

I just switched away from progressive, Ive had them for 3 years no tickets or accidents, and my renewal was almost double! and I pay it all in one payment..they wanted 781 I went with GEICO for 370 and yes its the same coverage and deductible...whats up with progressive?

1plumr1 · #7 10-24-2009, 11:27 PM

just remember insurance rates are tied to credit reports. So if your credit situation changes rates will change at renewal.

BlackBikeDave · #8 10-25-2009, 12:57 AM

Like I said Legal Extortion with insurance companies....
BLKBAGGER hard way to get a bionic wrist but good ending..safe riding

hucks 08 · #9 10-25-2009, 12:59 AM

you did good .i have had them and no problems.

harleyphoenix · #10 10-25-2009, 01:14 AM

I live in a state that doesn't require m/c insurance.