Motorcycle Insurance Discussion This is the place to discuss what type of Motorcycle Insurance you carry or any problems or good experiences you've had with certain companies.

Foremost Insurance

Thread Tools
 
Search this Thread
 
Old Oct 24, 2009 | 01:00 AM
  #1  
BlackBikeDave's Avatar
BlackBikeDave
Thread Starter
|
Advanced
Joined: Oct 2009
Posts: 62
Likes: 0
From: NC
Default Foremost Insurance

I just got Foremost Insurance 1 year full coverage with roadside assistance and $3500 coverage on extras.
Full Coverage In NC $371.00 per year
vs. Minimum Liability $96.00 per year
I chose the $371 Full Coverage as it is my first year riding.
Progressive was $781....yeah right!
How'd I do?
 
Reply
Old Oct 24, 2009 | 01:21 AM
  #2  
BLKBAGGER's Avatar
BLKBAGGER
Outstanding HDF Member
Joined: Oct 2007
Posts: 3,450
Likes: 4
From: El Cajon Ca.
Default

You did good. I also have Formost and had to use it back in may. Bike was totaled and the first offer from them was $11,000. In the end about a week later they paid me $16,000 for my 04 E-glide classic with 75,000 miles on it. I had the $3,500 in extras covered and they paid it. I had to haggle with them but I was happy with the end result. They didn't raise my rate either.
 
Reply
Old Oct 24, 2009 | 08:34 AM
  #3  
dklanecky's Avatar
dklanecky
Tourer
15 Year Member
Joined: Oct 2007
Posts: 392
Likes: 2
From: Southeastern Wisconsin
Default

You did good and picked a good company from everything I've heard or read. I switched to them in May this year when we added the 09 Fat Bob. Paying $850 a year for two 09's, and one fairly new rider (25 YO) and one very experienced rider (not 25 YO since about 1980).
 
Reply
Old Oct 24, 2009 | 08:08 PM
  #4  
BlackBikeDave's Avatar
BlackBikeDave
Thread Starter
|
Advanced
Joined: Oct 2009
Posts: 62
Likes: 0
From: NC
Default

Thanks for the feedback. BLKBAGGER hope you didnt suffer too badly with that totaling..

Glad I didnt take a beating. You know the Insurance Co's are just legal extortion..lol what can you do.
 
Reply
Old Oct 24, 2009 | 08:48 PM
  #5  
BLKBAGGER's Avatar
BLKBAGGER
Outstanding HDF Member
Joined: Oct 2007
Posts: 3,450
Likes: 4
From: El Cajon Ca.
Default

Originally Posted by BlackBikeDave
Thanks for the feedback. BLKBAGGER hope you didnt suffer too badly with that totaling..

Glad I didnt take a beating. You know the Insurance Co's are just legal extortion..lol what can you do.
Nothing a good surgeon couldn't fix. Shattered right wrist but it's stronger now. A little titanium with a dozen screws.
 
Reply
Old Oct 24, 2009 | 09:18 PM
  #6  
jeffl0924's Avatar
jeffl0924
Road Master
Joined: Oct 2007
Posts: 889
Likes: 0
From: Over Here in GA
Default

I just switched away from progressive, Ive had them for 3 years no tickets or accidents, and my renewal was almost double! and I pay it all in one payment..they wanted 781 I went with GEICO for 370 and yes its the same coverage and deductible...whats up with progressive?
 
Reply
Old Oct 24, 2009 | 10:27 PM
  #7  
1plumr1's Avatar
1plumr1
Road Warrior
15 Year Member
Liked
Loved
Top Answer: 1
Joined: Apr 2009
Posts: 1,800
Likes: 414
From: Ellensburg, WA
Default

just remember insurance rates are tied to credit reports. So if your credit situation changes rates will change at renewal.
 
Reply
Old Oct 24, 2009 | 11:57 PM
  #8  
BlackBikeDave's Avatar
BlackBikeDave
Thread Starter
|
Advanced
Joined: Oct 2009
Posts: 62
Likes: 0
From: NC
Default

Like I said Legal Extortion with insurance companies....
BLKBAGGER hard way to get a bionic wrist but good ending..safe riding
 
Reply
HD Forum Stories

The Best of Harley-Davidson for Lifelong Riders

story-0

Jason Momoa Is Turning Classic Harleys Into PHEVs

 Verdad Gallardo
story-1

Harley-Davidson Fat Boy Becomes a Dark, Decepticon-Inspired Custom

 Verdad Gallardo
story-2

6 Weirdest Harley-Davidsons Ever Sold to the Public

 Verdad Gallardo
story-3

7 Times Harley-Davidson Chucked Tradition Out the Window

 Verdad Gallardo
story-4

7 Surprising Harley-Davidson Products that Are Not Motorcycles

 Verdad Gallardo
story-5

8 Best Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-6

10 Worst Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-7

Killer Custom's Jail Break Is The Breakout That Refused to Blend In

 Verdad Gallardo
story-8

Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

 Verdad Gallardo
story-9

Harley-Davidson Reveals Super Cool Cafe Racer Concept

 Verdad Gallardo
Old Oct 24, 2009 | 11:59 PM
  #9  
hucks 08's Avatar
hucks 08
Road Captain
Joined: Jun 2009
Posts: 641
Likes: 0
From: millstadt ill
Default

you did good .i have had them and no problems.
 
Reply
Old Oct 25, 2009 | 12:14 AM
  #10  
harleyphoenix's Avatar
harleyphoenix
Road Captain
Joined: Sep 2009
Posts: 588
Likes: 1
Default

I live in a state that doesn't require m/c insurance.
 
Reply



All times are GMT -5. The time now is 07:32 AM.

story-0
Jason Momoa Is Turning Classic Harleys Into PHEVs

Slideshow: Jason Momoa's latest restoration project blends 1920s Harley-Davidsons with modern electric technology, creating some of the most unusual hybrid motorcycles ever built.

By Verdad Gallardo | 2026-06-10 17:18:58


VIEW MORE
story-1
Harley-Davidson Fat Boy Becomes a Dark, Decepticon-Inspired Custom

Slideshow: Killer Custom's latest build relies on styling changes rather than performance upgrades, giving the cruiser an entirely different personality.

By Verdad Gallardo | 2026-06-03 18:28:05


VIEW MORE
story-2
6 Weirdest Harley-Davidsons Ever Sold to the Public

Slideshow: From military-inspired singles to scooters and three-wheel utility vehicles, these Harleys took the company far outside its comfort zone.

By Verdad Gallardo | 2026-06-02 18:34:10


VIEW MORE
story-3
7 Times Harley-Davidson Chucked Tradition Out the Window

Slideshow: Harley-Davidson built its reputation on nostalgia, but every so often, the company took a hard left turn into the future.

By Verdad Gallardo | 2026-05-20 11:18:19


VIEW MORE
story-4
7 Surprising Harley-Davidson Products that Are Not Motorcycles

Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.

By Verdad Gallardo | 2026-04-29 16:50:35


VIEW MORE
story-5
8 Best Harley-Davidson Motorcycles Ever

Slideshow: Not every Harley gets it right, but these are the ones that genuinely earned their reputation.

By Pouria Savadkouei | 2026-04-15 14:23:21


VIEW MORE
story-6
10 Worst Harley-Davidson Motorcycles Ever

Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.

By Pouria Savadkouei | 2026-04-01 20:01:09


VIEW MORE
story-7
Killer Custom's Jail Break Is The Breakout That Refused to Blend In

Slideshow: Killer Custom's "Jail Breaker" build focuses more on stance and visual aggression than mechanical overhaul.

By Verdad Gallardo | 2026-03-18 19:20:32


VIEW MORE
story-8
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

Slideshow: The Swiss custom shop has taken a Harley Softail and stretched it into something so long and low that it looks closer to a rolling sculpture than a conventional motorcycle.

By Verdad Gallardo | 2026-03-07 16:15:30


VIEW MORE
story-9
Harley-Davidson Reveals Super Cool Cafe Racer Concept

Slideshow: Harley-Davidson's new RMCR concept revives the café racer formula with modern hardware-and it may be exactly the reset the company needs.

By Verdad Gallardo | 2026-03-04 12:23:37


VIEW MORE